Home / Personal / Savings

Saving for Your Future

Take advantage of our savings and money market account options that are designed to help you reach your financial goals, big or small! We believe in helping you manage your money in a way that brings you financial freedom while honoring God. That way, you can save more and earn more, so you can give generously to causes you care about.

boy and man planting seedling

Explore our Savings Account Options 

icon piggy bank

Savings Account 

It’s Time to Put Your Money to Work

Start with $100 and watch your money grow in your very own savings account.  

  • $100 minimum 
  • Immediate access to your funds 
  • No monthly fee when daily balance remains $100 and above

Terms and Conditions Apply1

icon kids

SmartStart Savings Account for Kids!

Help Build Their Financial Future 

Teach your child the importance of saving & giving today, while building out their financial future.  

  • Open an account for as little as $25 
  • No Monthly Fee 
  • Earns Interest 

Terms and Conditions Apply2

icon money market@1x

Money Market Account

Earn Even Higher Rates Today 

Start with $1,000 and earn even higher rates than a traditional savings account.  

  • Variable tiered-rate account 
  • $1,000 minimum to open ($100 for IRA) 
  • Immediate access to your funds 
  • No monthly fee when daily balance remains $1,000 or above 

Terms and Conditions Apply3

icon premium money market@1x

Premium Money Market Account 

Immediate Access to Your Money at a Great Rate

Start with $10,000 and earn premium rates, while you watch your money grow.  

  • Variable tiered-rate account 
  • $10,000 minimum; $250,000 maximum 
  • Immediate access to your funds 
  • Check writing available 
  • No monthly fee when your daily balance remains $10,000 or above 
  • New money only 

Terms and Conditions Apply4

Compare Our Rates to the Big Banks!

loans hero

Savings Goal Calculator

Use this free savings calculator to help you figure out how your money can grow over time based on APY rate.  


Terms & Conditions

APY = Annual Percentage Yield. APYs are accurate as of 03/19/2024 and are subject to change without notice. 
1. Savings Account: $100 minimum to open. Variable rate account with easy access and maximum liquidity. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. 
2. SmartStart Savings Account: Must submit Transfer to Minor form with application. All accounts for minors are opened under CUTMA, the California Uniform Transfers to Minors Act. CUTMA allows an adult to act as the custodian of property for a child. 
3. Money Market Account: $1,000 minimum. Variable tiered rate account with easy access and maximum liquidity. There is a $10 monthly fee on all Money Market Accounts when the daily balance falls below $1,000 at any time during the month. 
4. Premium Money Market Account (PMMA):  Option 1: Eligible to transfer existing CCCU shares into a PMMA when a Term Certificate is opened up with new money^ of an amount equal to the funds that were transferred from the existing CCCU share account(s)  into the PMMA.  Additional deposits into the PMMA up to the $250,000 maximum must also be new money^.  Option 2:  Bring in new money^ to open a PMMA.  Additional deposits into the PMMA up to the $250,000.00 maximum must also be new money^.  ^New money is money that is not presently on deposit at Christian Community Credit Union. The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money. 
Variable rate account with easy access and maximum liquidity.
There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month.Â