Ministry Real Estate Loans
Whether you are buying a new property, refinancing your church loan, or remodeling your space, Christian Community Credit Union has a loan tailored to your needs. As a leader in ministry lending, we understand the unique needs of various ministries including churches, Christian schools or colleges, and para-ministry organizations. To date, we have funded more than $1 billion in ministry real estate loans.
Ministry Loans as low as 6.20%*
Funded Over $1 Billion Ministry Real Estate Loans
5,600+ Shared Branches Nationwide
Ministry Real Estate Loan Options
Purchase
Ready to move from a rented space or purchase a new building that meets the growing needs of your congregation? We’re here to help you finance your purchase.
Construction
Financing a construction project can be complicated. Our ministry specialists will be with you every step of the way to make it easier. Think of them as your financial project manager.
Remodel
Remodeling your current space or making a much-needed addition? We can help.
Refinance
Want to save money? We’ve helped hundreds of ministries refinance their existing mortgages and put more of their money to work fulfilling their mission.
FAQs
You’ll need at least the last three years of financial statements. This includes Income statements and balance sheets. You’ll also need to include current year-to-date financials. These documents help us to prequalify a church for a loan.
It’s also a good idea to include the articles of incorporation and/or bylaws. These documents can help your ministry qualify for membership. If these documents look good, then we’ll need a complete application package from you. Here are some tips to help you get started.
We offer loan terms of 3, 5, 7, or 10 years, with amortization periods of up to 25 years.
Contact our Ministry Expert Team!
Want to get started with a Ministry account or have questions? Please complete the form below and a team member will get back to you shortly.
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Terms & Conditions
*Rates, terms and conditions are effective 07/03/2025 and are subject to change or discontinue at any time and without notice. Loan approval subject to credit, income, property appraisal and qualifications. Not all will qualify. Costs may be associated with this loan. Offer not valid on current Christian Community Credit Union loans. Membership required.