Home Equity Line of Credit (HELOC)

Take advantage of your home’s buying power with a Home Equity Line of Credit (HELOC). Renovate your home, pay medical bills, or consolidate debt! Our mortgage experts are ready to help you tap into your home’s value so your plans can become reality.

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Reasons for a HELOC

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Home Improvement Projects

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Consolidate Debt

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Pay Medical Bills

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Cover Large Expenses

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HELOC

  • As low as 8.75% APR*
  • Tap into your home’s buying power with our easy application process

Terms & Conditions:

* APR=Annual percentage rate. Rate and terms effective 03/19/2024 and are subject to change without notice. 
1. Home Equity Line of Credit (HELOC): This is an open-end line of credit secured by the equity in your home. 8.75% APR reflects the 1/4% discount if your mortgage/1st Trust Deed is with Christian Community Credit Union. The rate is variable and is based on The Wall Street Journal Prime Rate plus a margin that is based on your credit score and the ratio of your mortgage loan balance to your home value, known as your loan-to-value (LTV). The rate is adjustable monthly with rates as low as 3.25% APR and a maximum of 18.00% APR. Estimated appraisal fee is $475. Not available in Texas. Current property insurance is required. Transfer tax may be applicable in certain states and is the borrower’s responsibility to pay at closing. A $25 one-time membership fee applies if you do not have a deposit account when you become a member at Christian Community Credit Union by applying for a loan. Fee will be waived if you open a deposit account within 30 days of loan approval. Visit myCCCU.com/deposit.

A $25 one-time membership fee applies if you do not have a deposit account when you become a member of Christian Community Credit Union by applying for a loan. Fee will be waived if you open a deposit account within 30 days of loan approval. Visit myCCCU.com/deposit-account.