Welcome to Christian Banking

1. Business Interest Checking will incur a $15 monthly fee when the daily balance falls below $1,500 at any time during the month.
2. Business Interest Checking earns interest when the daily balance is $1,500 or more. This is a variable rate account, and the APY could change after the account is opened. For current APY, call 800.347.CCCU (2228) or view our current rates.
3. ATMs available through the CO-OP ATM Network. A surcharge fee from the ATM owner may apply on non CO-OP ATMs.

*APY = Annual Percentage Yield. APYs are accurate as of 01/18/2026 and are subject to change without notice. 
Business Savings Account: Unlimited withdrawals: When made in person, by mail or at an ATM. When made by telephone, fax or computer, if a check is payable to the member and mailed to the member. Unlimited transfers when made between the accounts of the same member and made in person by mail or at an ATM and when the transfer is made by the member to pay a loan the member has with the Credit Union. 
Limited to six (6) transfers or withdrawals when payable to a third party when made by telephone, fax, computer as well as by check or debit card. Made by telephone, fax or computer to another account of the member at the Credit Union. Made by preauthorized, automatic or bill-payment arrangement for transfers to the member’s other account(s) at the Credit Union or to a third party. 
$5 monthly fee when the balance falls below $100. 

*Terms are effective 01/18/2026  and are subject to change without notice.

*Terms are effective 01/18/2026  and are subject to change without notice.

*APR=Annual percentage rate. Rate and terms effective 01/18/2026 and are subject to change without notice.
1. New & Used Vehicle: This is a fixed rate loan and reflects the 0.25% discount for new members OR for members using automatic payments from a Christian Community Credit Union Checking Account (new members are those that joined Christian Community Credit Union within the last six months). Monthly payment for $10,000 for 60 months: at 6.49% APR would be $196.10. Refinances for existing Christian Community Credit Union loans will require a $2,500 cash out, if the vehicle has good value. Not all borrowers will qualify for the lowest rate. Rates are based on credit history and underwriting factors. Rate subject to credit approval, age of collateral, and mileage. 
Rate Increase to Base Rate 
• Add 0.50%  for every 5% above Base Loan-to-Value (LTV) limit; subject to Out-the-Door (OTD) LTV limits (max 10% above base LTV) 
• Add 0.50% if vehicle is over 100K miles 
• Add 0.50% if model year is 10 years or older for credit score below 660 
2. Applicants with a credit score of at least 780. 

* Interest Rates and Fees▸  (APR=Annual Percentage Rate) 
Visa^®/MasterCard Credit Card Agreement▸ 
Visa^® Secured Credit Card Agreement▸ 
Eligibility to apply for the Cash Rewards Visa^® is based on your affiliation with a qualifying Christian church, ministry, or school. 
*APR=Annual Percentage Rate. Rates and terms effective 01/18/2026 and are subject to change without notice. 
1) 1.5% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account.
2) To qualify for the $200 cash rewards bonus, a total of at least $750 in net purchases (purchases minus returns/credits) must post to your account within three months from the date your account is opened. 
3) 0% Introductory APR on purchases for 6 months, then a variable APR of 18.49% – 32.49% based upon your creditworthiness. 0% Balance Transfer APR for six months when balances are transferred during the first 60 days of account open date, then the variable APR of 18.49% – 32.49% based upon your creditworthiness. Balance Transfer Fee is 3% of the amount transferred with a $15 minimum.