Harvest Checking
Earn 4.00% APY*
Build your savings with our Harvest Checking account, earning an impressive high-interest rate*—while advancing the Gospel around the world!
Faith-Based Banking, Reimagined
For over over 68 years, we’ve been serving Christ followers to live and give more abundantly. We offer full-service digital banking, along with nationwide shared branches and ATMs. When you bank with Christian Community Credit Union, you bank with your values! Plus, we’ve been ranked on S&P Global Market Intelligence’s top 100 U.S. credit union list for stability, health, and growth.
Cash Rewards Visa® Credit Card
1.5% Cash Back On Every Purchase
Get the card that rewards you AND spreads the Gospel with every transaction. Every time you swipe your card, a portion of your purchase goes towards supporting Christian charities. Over $6 million given to date!
1.5% Cash Back on every purchase*
Get $200 when you spend $750 in the first 3 months*
No annual fee!
0% APR* intro and balance transfer for the first six months
Mobile Banking
Manage your finances anywhere, anytime!
Enjoy faster access to your finances with our FREE Apple and Android Apps! With the click of the App from your mobile device, instantly connect to login to Mobile Banking.
HELOC
Unlock the buying power of your home!
Take advantage of a Home Equity Line of Credit today with rates as low as 7.75% APR.
CCCU Cares
Our Global Impact
Our Cards that Give to Missions program has given us the opportunity to donate more than $6.5 million to Christian causes since 1995.
At year end, cardholders have the opportunity to donate their points to missions and ministry projects. Many of those ministries reach out and share the love of Christ around the world.
Credit Union Membership
Personal Membership
At Christian Community Credit Union, we offer Christians personal banking products like credit cards, loans, savings accounts, and free checking accounts. When you entrust your finances with CCCU, you’re also helping churches and ministries grow.
Ministry Membership
Join the largest Christian Credit Union in the country. As ministry experts, we’re committed to helping you grow and serve more fruitfully. Our banking and lending solutions are designed to help you at all life stages of ministry.
Your Benefits
Banking that Aligns with Your Values
By joining Christian Community Credit Union, you can be confident that your money is being used to finance churches & ministries for expansion and growth. It’s active in supporting Christian organizations that spread the Gospel, combat human trafficking, champion orphans, and more! Through your support, we are serving a higher purpose with banking, reimagined.
With personalized member service, competitive interest rates on savings, and affordable personal and business loans, we can help you manage your money in a God-honoring way.
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Terms & Conditions
*APY = Annual Percentage Yield. APYs are accurate as of 07/14/2025 and are subject to change without notice. Fees may reduce earnings.
Harvest Savings Terms & Conditions: $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. One Harvest Savings account per member. Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,001-$10,000 will earn the lower dividend rate of 2.50% APY. Balances $10,001+ will earn the dividend rate of 0.10% APY.