Ministry Harvest High-Yield Savings
Earn 5.00% APY*
Discover the power of exceptional growth with our Ministry Harvest Savings account! Earn an incredible 5.00% APY* high rate1 while you maximize your ministry’ savings with every deposit you make.
Ministry Harvest Savings
- Earn 5.00% APY* high rate on balances up to $5,000. Variable-tiered rate, thereafter.
- $100 minimum to open
- Immediate access to funds
- No monthly fee*
- One Ministry Harvest Savings account per member
*Terms and Conditions apply.
Variable-Tiered Rate
Each tier will accrue interest at its respective rate.
| Tier | Interest Rate |
|---|---|
| $0-$5,000 | 5.00% APY |
| $5,000.01-$10,000 | 2.25% APY |
| $10,000.01+ | 0.10% APY |
Calculate earnings with our Harvest Savings Calculator!
Reasons to Save for Your Ministry
Emergency Fund
Expansion Planning
Support Mission Projects
Purchase a Ministry Vehicle
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Terms & Conditions
*Ministry Harvest Savings: APY = Annual Percentage Yield. APYs are accurate as of 01/19/2026 and are subject to change without notice. Fees may reduce earnings. $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. One Ministry Harvest Savings account per member.
1. Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,000.01-$10,000 will earn the lower dividend rate of 2.25% APY. Balances $10,000.01+ will earn the dividend rate of 0.10% APY.