Personal Loans
We have financing options that can carry you through any stage of life. Whether it’s answering God’s call to start a family, consolidating and paying off higher-rate debts, extra cash for a special event in your life, or a new home improvement project, we’re here to help.
MyAdvantage Personal Loan
A low-rate, fixed-term personal loan with zero fees, you can use to consolidate debt, make home repairs, pay medical bills, and more! As low as 8.99% APR*.
- See if you’re pre-approved in just 90 seconds
- Loans from $10,000 up to $50,000
- Terms of up to 60 months
- Zero origination fees. Zero prepayment fees.
Personal Credit Line
Take advantage of our low APR Personal Credit Line and start building your dreams today. As low as 13.50% APR*.
- An open-end line of credit with payments of 3.5% of the outstanding balance.
- Rates are variable and tied to The Wall Street Journal Prime Rate.
Terms & Conditions
*APR=Annual Percentage Rates effective 09/30/2023 and is subject to change without notice.
1. MyAdvantage Loan: This is a fixed-term, closed-end loan and reflects the 0.25% discount for members using automatic payment with their Christian Community Credit Union Checking Account. Rates range from 8.99%–23.99% APR with automatic payments or 9.24%–24.24% APR without automatic payment for loan terms of 24 – 60 months. Tiered rate based on credit score. Not all borrowers will qualify for the lowest rate. Other conditions may apply. Monthly payment for $10,000: for 36 months at 8.99% APR (with autopay) would be $319.15; for 60 months at 10.99% APR would be $218.39. Estimated payments are for illustrative purposes only and assume you pay on time. Loan cannot be used to pay other existing Christian Community Credit Union loan balances.
Personal Loan | Repayment Example. The following example depicts the APR, monthly payment and total payments during the life of a $30,000 personal loan with a 2-year repayment term, a 0.25% autopay discount, and a fixed rate between 8.99%–23.99% APR. It works out to 24 monthly payments ranging from $1,375.54–$1,601.64 for a total amount of payments ranging from $33,012.96–$38,439.17. This repayment example assumes that the borrower is signed up for autopay and that all payments are made on time, with no pre-payments. Actual rates may vary based on repayment term, loan amount, creditworthiness, and other terms and conditions. No origination and prepayment fees.
2. Personal Credit Line: This is an open-end line of credit with payments of 3.5% of the outstanding balance. Rates are variable and tied to The Wall Street Journal Prime Rate.
A $25 one-time membership fee applies if you do not have a deposit account when you become a member of Christian Community Credit Union by applying for a loan. Fee will be waived if you open a deposit account within 30 days of loan approval. Visit myCCCU.com/deposit-account.