Live Life More Fully
Access the money you need, when you need it! The MyAdvantage Loan is a LOW-RATE fixed-term personal loan with ZERO fees, so you pay one monthly payment with no surprises. Easy, simple financing so you can take care of what you need today, while managing your money wisely with less stress.
- Loans from $2,500 up to $50,000
- Terms of up to 60 months
- Closed-end loan
- Zero origination fees. Zero prepayment fees.
- MyAdvantage Loan
- APR* As Low As: 4.65%
Use the MyAdvantage Loan for:
Take control of your debt with one fixed payment.
Finance remodeling or home repair projects.
Access the funds you need to help grow your family.
Pay medical bills and expenses your health insurance won’t cover.
Conveniently pay for that wedding, quinceanera, or other special event.
Cover movers and storage costs hassle-free when you relocate.
Worry less and enjoy more! Take care of today’s expenses with the low-interest MyAdvantage Loan.
Terms & Conditions
*APR=Annual Percentage Rates effective 09/25/2022 and is subject to change without notice. This is a fixed-term, closed-end loan and reflects the 0.25% discount for members using automatic payment with their Christian Community Credit Union Checking Account.
Rates range from 4.65%-22.65% APR with automatic payments or 4.90%-22.90% APR without automatic payment for loan terms of 24 – 60 months. Tiered rate based on credit score. Not all borrowers will qualify for the lowest rate. Other conditions may apply. Monthly payment for $10,000: for 36 months at 4.65% APR (with autopay) would be $298.71; for 60 months at 6.65% APR would be $196.91. Estimated payments are for illustrative purposes only and assume you pay on time. Loan cannot be used to pay other existing Christian Community Credit Union loan balances.
Personal Loan | Repayment Example. The following example depicts the APR, monthly payment and total payments during the life of a $30,000 personal loan with a 2-year repayment term, a 0.25% autopay discount, and a fixed rate between 4.65%–21.65% APR. It works out to 24 monthly payments ranging from $1,313.80–$1,563.95 for a total amount of payments ranging from $31,475.17–$37,231.06. This repayment example assumes that the borrower is signed up for autopay and that all payments are made on time, with no pre-payments. Actual rates may vary based on repayment term, loan amount, creditworthiness, and other terms and conditions.
No origination and prepayment fees. A $25 one-time membership fee applies if you do not have a deposit account when you become a member of Christian Community Credit Union by applying for a loan. Fee will be waived if you open a deposit account within 30 days of loan approval.