Serving Christ Followers to Live and Give More Abundantly
At Christian Community Credit Union, our focus is on people, not profits. We’re a faith-based financial institution committed to helping Christians thrive financially and give generously. Our financial products are designed to help you manage your finances in a God-honoring way. Money that is deposited in the Credit Union is put to work in the Christian community through affordable loans to churches, ministries, and individuals. Plus, when you use our credit and debit cards for purchases, we donate to missions, at no cost to you.
Bottomline, when you bank with us, you’re helping ministries grow, building new churches, and bringing Christ’s love to those in need of encouragement. We hope you’ll join our Credit Union family!
Members Rafael & Felicia with their twins.
Membership and Benefits
Credit unions are financial cooperatives that serve members who become owners of the organization. At Christian Community Credit Union, we offer personal financing services such as credit cards, savings, free checking accounts, and even church and ministry financing loans.
You are eligible to join Christian Community Credit Union in one of three ways:
1) Through Your Church or Ministry
You’re affiliated with a Christian ministry (including many Protestant Christian churches and schools) within Christian Community Credit Union’s field of membership. You may be a member, regular attendee, employee, missionary, or student/alumnus.
2) Through Your Family
You’re a relative of a current member of Christian Community Credit Union. Relatives include: spouse, father/mother (and in-laws), brother/sister (and in-laws), son/daughter (and in-laws), grandparent, grandchild, aunt, uncle, niece, nephew, and cousin.
3) By becoming a member of our partner charity – You can join Christian Community Credit Union by becoming a member of our partner charity, Christian Alliance for Orphans (CAFO). CAFO works for the needs of vulnerable children in the U.S. and worldwide. The Credit Union will pay the $50 membership fee for the first year on your behalf.
Credit Unions vs. Banks
Still not sure what a Credit Union is all about? Credit unions are not-for-profit institutions that provide financial services. Most credit unions offer the same types of services as banks, but with a very important difference: credit unions are owned by the people they serve, while banks are profit-driven and owned by shareholders.
Credit unions offer, on average, lower loan rates and higher savings rates than banks—and save consumers billions of dollars each year. Credit unions are insured, closely regulated, and operated in a very careful manner.