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Business Savings

At Christian Community Credit Union, we believe in helping you manage your business funds so you can save more, earn more, and thrive financially. When you place your money with the Credit Union, you help provide low-rate loans to individuals, churches, and ministries. Make a difference with your money and earn higher rates for a higher purpose.

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Explore our Business Savings Options

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Business Savings Account

Start earning interest to build for the future of your business.

  • Earns higher rates than most savings accounts  
  • $100 minimum to open 
  • Unlimited transfers or withdrawals  
  • No monthly fee when daily balance remains $100 or above 

Terms and Conditions Apply1

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Business Money Market

Earn a much higher rate than a Savings Account with easy access and maximum liquidity.

  • Variable tiered-rate account 
  • $1,000 minimum to open 
  • Immediate access to your funds 
  • No monthly fee when daily balance remains $1,000 or above

Terms and Conditions Apply2

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Business Premium Money Market Account

Immediate access to your money at a higher money market rate.

Start with $10,000 and earn premium rates while you watch your money grow. Whether your Premium Money Market Account is new money or existing funds, you’re earning a great rate with maximum liquidity! 

  • Variable tiered-rate account 
  • $10,000 minimum; $250,000 maximum 
  • Immediate access to your funds 
  • No monthly fee when daily balance remains $10,000 or above 
  • Check writing available 
  • New money only‡ 

Want to open a Premium Money Market Account with existing funds at the Credit Union? Here’s how: 

Simply transfer those funds to open a Premium Money Market Account and bundle it with a Term Share Certificate with new money. Remember, the Certificate balance at the time of opening the account must match the Premium Money Market Account.

Terms and Conditions Apply3 

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Savings Goal Calculator

Use this free savings calculator to help you figure out how your money can grow over time based on APY rate.  

FAQs

What are your Business Fees? 

Click Fee Schedule to find out about our fees. 

How do I make deposits into Business Deposit Accounts?

CCCU has many solutions to make deposits for your business. Learn more about making Business Deposit Account deposits.

How do I access funds from my Business Deposit Accounts?

CCCU has many options for accessing funds. Learn more about accessing business funds.

Save smart! Get started with a Business Savings Account.


Terms & Conditions

APY = Annual Percentage Yield. APYs are accurate as of 09/27/2022 and are subject to change without notice. 
1. Business Savings Account: Unlimited withdrawals: When made in person, by mail or at an ATM. When made by telephone, fax or computer, if a check is payable to the member and mailed to the member. Unlimited transfers when made between the accounts of the same member and made in person by mail or at an ATM and when the transfer is made by the member to pay a loan the member has with the Credit Union.  
$5 monthly fee when the balance falls below $100 
2. Business Money Market Account: $1,000 minimum. Variable tiered rate account with easy access and maximum liquidity.  
There is a $10 monthly fee on all Money Market Accounts when the daily balance falls below $1,000 at any time during the month. 
3. Business Premium Money Market: Premium Money Market Account (PMMA):  Option 1: Eligible to transfer existing CCCU shares into a PMMA when a Term Certificate is opened up with new money^ of an amount equal to the funds that were transferred from the existing CCCU share account(s)  into the PMMA.  Additional deposits into the PMMA up to the $250,000 maximum must also be new money^.  Option 2:  Bring in new money^ to open a PMMA.  Additional deposits into the PMMA up to the $250,000.00 maximum must also be new money^.  ^New money is money that is not presently on deposit at Christian Community Credit Union. The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money. 
There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month.