Individual Retirement Accounts

Saving for retirement and setting your personal goals are the keys to enjoying a secure and enjoyable retirement. Use the tools in our IRA Service Center to help make a plan that works for you. Plus, the money you deposit goes towards funding missions and ministry projects.

cccu iraretirement 690x550
icon grow

IRA Options

Just starting to catch up? We can help you set up a plan to reach your retirement goals. Taxpayers over the age of 50 can make extra IRA contributions each year. You have until April 18, 2023 to make your 2022 IRA contributions. Below are your IRA options.

  • Money Market: $100 minimum deposit to open 
  • Certificates: $1,000 minimum deposit to open 

Answers to Your Retirement Questions

Does a Roth IRA Makes Sense for You?

The IRA Conversion Analyzer™ will assist you in evaluating potential benefits of converting (or not converting) Traditional IRA funds to a Roth IRA.

Which is best…Traditional IRA or Roth IRA?

The answer to that question depends on a number of factors. The IRA Selector™ will assist you in evaluating which type of IRA will provide the greatest amount of after-tax income at retirement.