Ministry Rates
Opening an account? View our rates and disclosures below for our deposit and loan products. See how much you can save now!

- Ministry Deposit Rates
- Ministry Loan Rates
- Featured
- Interest Checking
- Savings Account
- Premium Money Market Account
- Money Market
- Welcome CD
- Liquid CD
- Step-it-Up CD
- Term Share CD – $1,000
- Term Share CD – $10,000
- Term Share CD – $50,000
- Term Share CD – $100,000
Interest Checking
- Minimum to Open: $100
- APY*: 0.05%
Savings Account
- Minimum to Open: $100
- APY*: 0.10%
Premium Money Market Account
- Minimum to Open: $10,000
- Maximum: $250,000
- Daily Balance: $50,000-$100,000.00
- APY*: 0.70%
Welcome CD
- Minimum to Open: $500
- Maximum: $250,000
- Term: 7 Months
- Rate: 3.92%
- APY*: 4.00%
Liquid CD
- Minimum to Open: $2,000
- Maximum: $250,000
- Term: 15 Months
- APY*: 1.50%
Step-it-Up CD
- Minimum to Open: $500
- Term: 30 Months
- APY*: 1.80%
- Minimum to Open: $100
- APY*: 0.05%
*APY = Annual Percentage Yield. APYs are accurate as of 06/10/2023 and are subject to change without notice. Earns interest when daily balance is $1,500 or more. There is a $10.00 monthly service fee on Ministry Accounts and $15.00 on Business accounts if the balance falls below $1,500.
- Minimum to Open: $100
- APY*: 0.10%
*APY = Annual Percentage Yield. APYs are accurate as of 06/10/2023 and are subject to change without notice. Variable rate account with easy access and maximum liquidity. There is a $5.00 monthly service fee if the balance falls below $100.00.
- Minimum to Open: $10,000
- Maximum: $250,000
- Daily Balance: $10,000-$24,999.99
- APY*: 0.45%
- Minimum to Open: $10,000
- Maximum: $250,000
- Daily Balance: $25,000-$49,999.99
- APY*: 0.55%
- Minimum to Open: $10,000
- Maximum: $250,000
- Daily Balance: $50,000-$100,000.00
- APY*: 0.70%
*APY = Annual Percentage Yield. APYs are accurate as of 06/10/2023 and are subject to change without notice. $10,000 minimum; $250,000 maximum.
Premium Money Market Account (PMMA) OPTIONS:  Option 1: Eligible to transfer existing CCCU shares into a PMMA when a Term Certificate is opened up with new money of an amount equal to the funds that were transferred from the existing CCCU share account(s)  into the PMMA.  Additional deposits into the PMMA up to the $250,000 maximum must also be new money.  Option 2:  Bring in new money to open a PMMA.  Additional deposits into the PMMA up to the $250,000.00 maximum must also be new money.  New money is money that is not presently on deposit at Christian Community Credit Union. The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.
Variable rate account with easy access and maximum liquidity.
There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month.
- Minimum to Open: $1,000
- Daily Balance: $0-$9,999.99
- APY*: 0.40%
- Minimum to Open: $1,000
- Daily Balance: $10,000-$24,999.99
- APY*: 0.40%
- Minimum to Open: $1,000
- Daily Balance: $25,000-$99,999.99
- APY*: 0.50%
- Minimum to Open: $1,000
- Daily Balance: $100,000 and over
- APY*: 0.65%
*APY = Annual Percentage Yield. APYs are accurate as of 06/10/2023 and are subject to change without notice. Variable rate account with easy access and maximum liquidity. There is a $10 monthly fee on all Money Market Accounts when the daily balance falls below $1,000 at any time during the month.
- Minimum to Open: $500
- Maximum: $250,000
- Term: 7 Months
- Rate: 3.92%
- APY*: 4.00%
*APY= Annual Percentage Yield (APY). APYs are accurate as of 06/10/2023 and are subject to change without notice.
$500 minimum; $250,000 maximum. New money only. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share Certificate of Deposit (CD). At maturity, the CD will renew into a 12-month term share CD at the prevailing rate. A penalty will be imposed on early withdrawals from CDs. IRA not available for Welcome CD. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
‡New money is money that is not presently on deposit at Christian Community Credit Union. Existing CCCU Members:  New money is defined as deposits posted to your CCCU account within the past 30 days. The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.
- Minimum to Open: $2,000
- Maximum: $250,000
- Term: 15 Months
- APY*: 1.50%
*APY = Annual Percentage Yield. APYs are accurate as of 06/10/2023 and are subject to change without notice. $2,000 minimum; $250,000 maximum. New money only‡.
APY assumes that dividends remain in the account until maturity. No penalty for withdrawals of up to 50% of the start-of-day certificate of deposit (CD) balance, minimum $500, if made after the CD has been opened for a minimum of seven days. Withdrawal amounts in excess of 50% in one day will be subject to a 90-day interest penalty, not to exceed interest earned to date. Withdrawal of any amount in the first six days of the CD being open will result in a penalty of seven days’ dividends. At maturity, the CD will renew into a 12-month, regular term share CD at the prevailing rate. Deposits cannot be a transfer from existing funds with Christian Community Credit Union. Not available for IRA accounts.
A withdrawal will reduce earnings. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
‡New money is money that is not presently on deposit at Christian Community Credit Union. Existing CCCU Members:  New money is defined as deposits posted to your CCCU account within the past 30 days. The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.
- Minimum to Open: $500
- Term: 30 Months
- APY*: 1.80%
*APY = Annual Percentage Yield. APYs are accurate as of 06/10/2023 and are subject to change without notice. $500 minimum.
If the standard rate increases on a 30-month certificate of deposit (CD), you can STEP UP your rate once during the term. At maturity, the CD will renew into a 24-month term share CD at the prevailing rate. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share CD. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
- Minimum to Open: $1,000
- Term: 6-11 Months
- Rate: 1.09%
- APY*: 1.10%
- Minimum to Open: $1,000
- Term: 12-23 Months
- Rate: 1.49%
- APY*: 1.50%
- Minimum to Open: $1,000
- Term: 24-35 Months
- Rate: 1.88%
- APY*: 1.90%
- Minimum to Open: $1,000
- Term: 36-47 Months
- Rate: 1.88%
- APY*: 1.90%
- Minimum to Open: $1,000
- Term: 48-59 Months
- Rate: 2.08%
- APY*: 2.10%
- Minimum to Open: $1,000
- Term: 60 Months
- Rate: 2.37%
- APY*: 2.40%
*APY = Annual Percentage Yield. APYs are accurate as of 06/10/2023 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Term Certificate of Deposit (CD). Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
- Minimum to Open: $10,000
- Term: 6-11 Months
- Rate: 1.19%
- APY*: 1.20%
- Minimum to Open: $10,000
- Term: 12-23 Months
- Rate: 1.59%
- APY*: 1.60%
- Minimum to Open: $10,000
- Term: 24-35 Months
- Rate: 1.98%
- APY*: 2.00%
- Minimum to Open: $10,000
- Term: 36-47 Months
- Rate: 1.98%
- APY*: 2.00%
- Minimum to Open: $10,000
- Term: 48-59 Months
- Rate: 2.18%
- APY*: 2.20%
- Minimum to Open: $10,000
- Term: 60 Months
- Rate: 2.47%
- APY*: 2.50%
*APY = Annual Percentage Yield. APYs are accurate as of 06/10/2023 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Term Certificate of Deposit (CD). Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
- Minimum to Open: $50,000
- Term: 6-11 Months
- Rate: 1.24%
- APY*: 1.25%
- Minimum to Open: $50,000
- Term: 12-23 Months
- Rate: 1.64%
- APY*: 1.65%
- Minimum to Open: $50,000
- Term: 24-35 Months
- Rate: 2.03%
- APY*: 2.05%
- Minimum to Open: $50,000
- Term: 36-47 Months
- Rate: 2.03%
- APY*: 2.05%
- Minimum to Open: $50,000
- Term: 48-59 Months
- Rate: 2.23%
- APY*: 2.25%
- Minimum to Open: $50,000
- Term: 60 Months
- Rate: 2.52%
- APY*: 2.55%
*APY = Annual Percentage Yield. APYs are accurate as of 06/10/2023 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Term Certificate of Deposit (CD). Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
- Minimum to Open: $100,000
- Term: 6-11 Months
- Rate: 1.29%
- APY*: 1.30%
- Minimum to Open: $100,000
- Term: 12-23 Months
- Rate: 1.69%
- APY*: 1.70%
- Minimum to Open: $100,000
- Term: 24-35 Months
- Rate: 2.08%
- APY*: 2.10%
- Minimum to Open: $100,000
- Term: 36-47 Months
- Rate: 2.08%
- APY*: 2.10%
- Minimum to Open: $100,000
- Term: 48-59 Months
- Rate: 2.27%
- APY*: 2.30%
- Minimum to Open: $100,000
- Term: 60 Months
- Rate: 2.57%
- APY*: 2.60%
*APY = Annual Percentage Yield. APYs are accurate as of 06/10/2023 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Term Certificate of Deposit (CD). Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
- Featured
- Ministry Church Loan
- Ministry Equipment Loan
Ministry Church Loan
- As low as: 4.95%
Ministry Equipment Loan
- As low as: 9.59%
- Ministry Church Loan
- As low as: 4.95%
Rates, terms, and conditions effective 06/10/2023 and are subject to change without notice. Loan approval subject to credit, income, property appraisal and qualifications. Not all will qualify. Costs may be associated with this loan. Offer not valid on current Christian Community Credit Union loans. Membership required.
- Ministry Equipment Loan
- As low as: 9.59%
Rates, terms, and conditions effective 06/10/2023 and are subject to change or discontinue without notice. Loan approval subject to credit, income, property appraisal and qualifications. Not all will qualify. Costs may be associated with this loan. Offer not valid on current Christian Community Credit Union loans. Membership required.