Premium Money Market Account
Want immediate access to your money while earning a higher rate than a traditional savings account? The Premium Money Market Account is the perfect combination.
Variable-Tiered Rate
- $10,000 minimum; $250,000 maximum (IRA available)
- Maximum liquidity
- No monthly fee when daily balance remains $10,000 or above
- Check writing available
- New money only‡
- Minimum to Open: $10,000
- Maximum: $250,000
- Daily Balance: $10,000-$24,999.99
- APY*: 0.45%
- Minimum to Open: $10,000
- Maximum: $250,000
- Daily Balance: $25,000-$49,999.99
- APY*: 0.55%
- Minimum to Open: $10,000
- Maximum: $250,000
- Daily Balance: $50,000-$250,000
- APY*: 0.70%
Compare our Rates to the Big Banks!
Savings Goal Calculator
Use this free savings calculator to help you figure out how your money can grow over time based on APY rate.
Premium Money Market FAQs
Yes! Money Market accounts do not have time limits or terms. You can withdraw and deposit money from your account at any time. Â
You earn a higher rate than a traditional savings account and regular Money Market account. Plus, it’s different from a Certificate of Deposit because you have the freedom to deposit or withdraw money without any penalties imposed. Â
Simply transfer those funds to open a Premium Money Market Account and bundle it with a Term Share Certificate with new money. Remember, the Certificate balance at the time of opening the account must match the Premium Money Market Account.
Terms & Conditions
APY= Annual Percentage Yield (APY). APYs are accurate as of 06/09/2023 and are subject to change without notice. $10,000 minimum; $250,000 maximum.
Premium Money Market Account (PMMA) OPTIONS:  Option 1: Eligible to transfer existing CCCU shares into a PMMA when a Term Certificate is opened up with new money of an amount equal to the funds that were transferred from the existing CCCU share account(s)  into the PMMA.  Additional deposits into the PMMA up to the $250,000 maximum must also be new money.  Option 2:  Bring in new money to open a PMMA.  Additional deposits into the PMMA up to the $250,000.00 maximum must also be new money.  
‡New money is money that is not presently on deposit at Christian Community Credit Union. Existing CCCU Members:  New money is defined as deposits posted to your CCCU account within the past 30 days.  The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.
There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month.