Premium Money Market Account
Want immediate access to your money while earning a higher rate than a traditional savings account? The Premium Money Market Account is the perfect combination.
Variable-Tiered Rate
- $10,000 minimum (IRA available)
- Maximum liquidity
- No monthly fee when daily balance remains $10,000 or above
- Check writing available
- Minimum to Open: $10,000
- Maximum: No Limit
- Daily Balance: $10,000-$24,999.99
- APY*: 0.80%
- Minimum to Open: $10,000
- Maximum: No Limit
- Daily Balance: $25,000-$49,999.99
- APY*: 1.05%
- Minimum to Open: $10,000
- Maximum: No Limit
- Daily Balance: $50,000-$99,999.99
- APY*: 1.30%
- Minimum to Open: $10,000
- Maximum: No Limit
- Daily Balance: $100,000 & above
- APY*: 2.00%
Compare our Rates to the Big Banks!
Savings Goal Calculator
Use this free savings calculator to help you figure out how your money can grow over time based on APY rate.
Premium Money Market FAQs
Yes! Money Market accounts do not have time limits or terms. You can withdraw and deposit money from your account at any time. Â
You earn a higher rate than a traditional savings account and regular Money Market account. Plus, it’s different from a Certificate of Deposit because you have the freedom to deposit or withdraw money without any penalties imposed. Â
Terms & Conditions
APY= Annual Percentage Yield (APY). APYs are accurate as of 04/22/2025 and are subject to change without notice. $10,000 minimum. IRA Available: Minimum to open for IRA is $10,000. Variable rate account with easy access and maximum liquidity.
There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month.