Home / Personal / Savings / Money Market Account

Money Market Account 

With a Money Market Account, you have easy access to your money, while earning a higher APY than most big banks.*  Maintain a minimum balance of $1,000 and pay no monthly fees!

cccu moneymarket 690x550
icon money market@1x

Variable-Tiered Rate

  • $1,000 minimum to open (IRA available) 
  • Maximum liquidity
  • No monthly fee when daily balance remains $10,000 or above
  • Check writing available
  • Minimum to Open: $1,000
  • Daily Balance: $0-$9,999.99
  • APY*: 0.25%
  • Minimum to Open: $1,000
  • Daily Balance: $10,000-$24,999.99
  • APY*: 0.25%
  • Minimum to Open: $1,000
  • Daily Balance: $25,000-$99,999.99
  • APY*: 0.30%
  • Minimum to Open: $1,000
  • Daily Balance: $100,000 and over
  • APY*: 0.40%

Compare our Rates to the Big Banks!

loans hero

Savings Goal Calculator

Use this free savings calculator to help you figure out how your money can grow over time based on APY rate. 

Money Market FAQs

What’s the difference between a Savings Account and a Money Market Account?  

Besides earning a higher market rate than a savings account, money market accounts allow you to write checks and access funds through ATMs or electronic transfers.

Can you withdraw from the Money Market at any time?  

Yes! Money Market accounts do not have time limits or terms. You can withdraw and deposit money from your account at any time.  

What are the advantages of a Money Market?  

You earn a higher rate than a traditional savings account. It’s also different from a Certificate of Deposit because you have the freedom to deposit or withdraw money without any penalties imposed.   

Terms & Conditions

APY = Annual Percentage Yield. APYs are accurate as of 10/06/2022 and are subject to change without notice. 
$1,000 minimum. Variable tiered rate account with easy access and maximum liquidity.   
There is a $10 monthly fee on all Money Market Accounts when the daily balance falls below $1,000 at any time during the month.