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Ministry Checking Accounts 

As a ministry, you’re looking for ways to steward your financial resources wisely. At Christian Community Credit Union, our Ministry Checking accounts save you time and money so you can focus on serving your community. Get unlimited deposits, unlimited check writing, 24/7 online banking, and more. Plus, you have access to convenient deposit locations nationwide.

Choose the Ministry Checking Option that is
Right for You

Ministry Basic Checking

Welcome to totally free checking for your ministry!  We don’t have a minimum balance and we don’t charge monthly service fees. 

Ministry Interest Checking

This Checking Account earn interest! Earn more for your ministry when you keep a $1,500 daily balance.   

FeaturesMinistry Basic CheckingMinistry Interest Checking
NO Monthly Service Feeicon check greenNo monthly fee if the daily balance remains $1,500 and above1
NO Minimum Balance Required1icon check green$1,500
Earns Interestn/a0.05% APY2
Unlimited Deposit and Check Writingicon check greenicon check green
Free Introductory Check Ordericon check greenicon check green
Ministry Visa Debit Cardicon check greenicon check green
Available Overdraft Protectionicon check greenicon check green
30,000+ surcharge-free ATMs & 5,600+ Co-op Shared Branches nationwide including deposit locations4 icon check greenicon check green
Get Started Today and Contact Us!Get Started Today and Contact Us!

Explore Our Services

Order Checks

Do you pay by check? Protect them with high security checks.

Overdraft Protection with Courtesy Pay

An Extra Level of Overdraft Protection for Your Checking Account

Life happens! CCCU understands that unexpected overdrafts occur from time to time—our Courtesy Pay overdraft protection can help.

Opt-in within Online/Mobile Banking when you’ve opened your account.


What are your Ministry Rates? 

Click here to find our Ministry Rates 

What are your Ministry fees?

Click Fee Schedule to find out about our fees.

How do I make deposits into Ministry Deposit Accounts?

CCCU has many solutions to make deposits for your ministry. Learn more about making Ministry Deposit Account deposits.

How do I access funds from my Ministry Deposit Accounts? 

CCCU has many options for accessing funds. Learn more about accessing ministry funds.

Terms & Conditions

  1. Minimum deposit to open is $100. Ministry Basic Checking has no monthly service fee. Ministry Interest Checking will incur a $10 monthly fee iwhen the daily balance falls below $1,500 at any time during the month. 
  2. APY=Annual Percentage Yield and is subject to change without notice. Ministry Interest Checking earns interest when the daily balance is $1,500 or more. This is a variable rate account, and the APY could change after the account is opened. For current APY, call 800.347.CCCU (2228) or view our current rates.  
  3. A separate application is required and only authorized signers on the account can be cardholders. 
  4. ATMs available through the CO-OP ATM Network. A surcharge fee from the ATM owner may apply on non CO-OP ATMs.