Ministry & Business Rates

Interest Checking
Rate
APY
$100 minimum deposit to open - For balances of $2,500 or more
0.10%
0.10%

Savings Account
Rate
APY
Minimum deposit to open - $100
0.15%
0.15%
Unlimited withdrawals: When made in person, by mail or at an ATM. When made by telephone, fax or computer, if a check is payable to the member and mailed to the member. Unlimited transfers when made between the accounts of the same member and made in person by mail or at an ATM and when the transfer is made by the member to pay a loan the member has with the credit union. Limited to six (6) transfers or withdrawals when payable to a third party when made by telephone, fax, computer as well as by check or debit card. Made by telephone, fax or computer to another account of the member at the credit union. Made by preauthorized, automatic or bill-payment arrangement for transfers to the memberís other account(s) at the credit union or to a third party.

Money Market Account
Rate
APY
Minimum deposit to open - $1000
0.30%
0.30%
Variable rate account with easy access and maximum liquidity. Rates may change after the account is opened. Unlimited withdrawals: When made in person, by mail or at an ATM. When made by telephone, fax or computer, if a check is payable to the member and mailed to the member. Unlimited transfers when made between the accounts of the same member and made in person by mail or at an ATM and when the transfer is made by the member to pay a loan the member has with the credit union. Limited to six (6) transfers or withdrawals when payable to a third party when made by telephone, fax, computer as well as by check or debit card. Made by telephone, fax or computer to another account of the member at the credit union. Made by preauthorized, automatic or bill-payment arrangement for transfers to the memberís other account(s) at the credit union or to a third party. There is an $8 monthly fee on all Money Market Accounts when the daily balance falls below $1,000 at any time during the month.

Premium Money Market Account
Rate
APY
Minimum deposit to open - $25,000
0.40%
0.40%
Variable rate account with easy access and maximum liquidity. Rates may change after the account is opened. Unlimited withdrawals: When made in person, by mail or at an ATM. When made by telephone, fax or computer, if a check is payable to the member and mailed to the member. Unlimited transfers when made between the accounts of the same member and made in person by mail or at an ATM and when the transfer is made by the member to pay a loan the member has with the credit union. Limited to six (6) transfers or withdrawals when payable to a third party when made by telephone, fax, computer as well as by check or debit card. Made by telephone, fax or computer to another account of the member at the credit union. Made by preauthorized, automatic or bill-payment arrangement for transfers to the memberís other account(s) at the credit union or to a third party. There is no check writing with this account. There is a $12 monthly fee on the Premium Money Market Account when the daily balance falls below $25,000 at any time during the month.

Special Certificates
Term
Rate
APY*
NEW Ministry Member Welcome Certificate - $500 minimum; $10,000 maximum per member. Must be opened within 30 days of joining the Credit Union. At maturity, the certificate will renew into a 12-month term share certificate at the prevailing rate. A penalty will be imposed on early withdrawals from certificates.
7 months 4.40% 4.50%
Penalty-Free Certificate - $500 minimum; $25,000 maximum per member. No penalty for early withdrawal. You can withdraw your money seven days after opening your account and anytime thereafter without a penalty. Early withdrawal must be for the full balance plus all dividends earned. At maturity, the certificate will renew into a 12-month, non-penalty-free, term share certificate at the prevailing rate.
15 months
0.75%
0.75%
Step-it-Up Certificate - $500 minimum; $100,000 maximum per member. If the standard rate increases on a 30-month certificate, you can STEP UP your rate once during the term. At maturity, the certificate will renew into a 24-month term share certificate at the prevailing rate. A penalty will be imposed on early withdrawals from certificates.
30 months
1.00%
1.00%
*APY= Annual Percentage Yield. $500 minimum. Annual Percentage Yield (APYs) assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. APYs are accurate as of
currentDate
and are subject to change without notice. NOTE: Special certifications can be for IRA and CUTMA accounts.

Term Share Certificates
$1,000 minimum $10,000 minimum $50,000 minimum $100,000 minimum
Term Rate APY Rate APY Rate APY Rate APY
6-11 months
12-23 months
24-35 months
36-47 months
48-59 months
60 months
0.30%
0.40%
0.65%
0.90%
1.04%
1.29%
0.30%
0.40%
0.65%
0.90%
1.05%
1.30%
0.40%
0.50%
0.75%
1.00%
1.14%
1.39%
0.40%
0.50%
0.75%
1.00%
1.15%
1.40%
0.45%
0.55%
0.80%
1.04%
1.19%
1.44%
0.45%
0.55%
0.80%
1.05%
1.20%
1.45%
0.50%
0.60%
0.85%
1.09%
1.24%
1.49%
0.50%
0.60%
0.85%
1.10%
1.25%
1.50%
APY = Annual Percentage Yield assumes that dividends remain in the account until maturity, a withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from certificates. Jumbo rates are subject to change daily.



APY is accurate as of
currentDate

APY = Annual Percentage Yield assumes that dividends remain in the account until maturity, a withdrawal may reduce earnings. Rate changes are solely within the discretion of the Board of Directors and subject to change without notice. Variable rates are subject to change after the account is opened and are accurate as of the last dividend declaration period. Dividends are compounded daily and will be credited monthly on all dividend bearing accounts. Dividends are paid from current income and available earnings after required transfers to reserves at the end of a dividend period. Fees or other conditions could reduce earnings.
 
NOTE: We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
 
Christian Community Credit Union is privately insured by American Share Insurance up to $250,000 per account. By members' choice the Credit Union is not federally insured, and if the Credit Union fails, the Federal Government does not guarantee that depositors will get back their money. Accounts with the Credit Union are not insured by any state government.

   

 

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