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Personal Credit Line

If you’re looking for a loan that can give you the flexibility of ongoing and instant access to funds, a Personal Credit Line may be the way to go. With CCCU’s Personal Line of Credit, you can withdraw the funds when you need it, and only pay interest on the funds you borrow.  It’s convenience with your financial goals in mind.

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Personal Credit Line

  • Variable rate tied to the Wall Street Journal Prime Rate
  • Open-end line of credit
  • Instant and ongoing access to funds
  • Payments of 3.5% of the outstanding balance
  • Personal Credit Line
  • APR* As Low As: 13.50%

Reasons for a Personal Credit Line

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Cover Unexpected Expenses 

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Emergency Repairs 

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Fill Cash Flow Gaps 

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Home Improvement Projects 


Terms & Conditions

APR = Annual Percentage Rate effective 04/26/2024 and is subject to change without notice.  
Rates as low as 13.50%. This is an open-end line of credit with payments of 3.5% of the outstanding balance. Rates are variable and tied to The Wall Street Journal Prime Rate.
A $25 one-time membership fee applies if you do not have a deposit account when you become a member of Christian Community Credit Union by applying for a loan. Fee will be waived if you open a deposit account within 30 days of loan approval. Visit myCCCU.com/deposit.