Deposit Accounts

Get the most out of your deposit accounts while putting money to good works.

Whether you need the convenience of a checking account with no fees or a savings account that earns more for your money, Christian Community Credit Union offers a variety of deposit accounts. Plus, your deposits help provide affordable loans to churches, ministries, and their members.


Free Checking

Checking with no monthly service fees and 24/7 access to your funds.

Open an Account

Checking Plus

Account that earns you money with competitive dividends on balances of $1,500 or more.

Open an Account

Savings Account

Save and earn money with the Savings Account. With a low minimum daily balance of $100, you can save for short or long-term goals without a monthly service fee.

  • $100 minimum to open
  • Immediate access to your funds
  • $5 monthly fee when the daily balance falls below $100
Open an Account | View Rates

4% APY* New Member Welcome Certificate

Must be opened within 30 days of joining the credit union. At maturity, the certificate will renew into a 12-month term share certificate at the prevailing rate. A penalty will be imposed on early withdrawals from certificates.

  • 18 months
  • $500 minimum; $2,500 maximum per member
  • One certificate per new member
Open an Account | View Rates

Switch Kit

Save money when you move your checking and credit card accounts to Christian Community Credit Union. With our Switch Kit, it's fast, simple, and convenient. You will need to:

  • Get organized 
  • Move your direct deposits and automatic payments
  • Close your old accounts
  • Transfer your credit card balance

Download Christian Community Credit Union's Switch Kit ▸


Automatic Savings Plan

Build your savings the easy way. We can transfer a specific amount each month from your Christian Community Credit Union checking account to your savings, money market, or IRA. Please complete the authorization form and mail it to Christian Community Credit Union.

Download authorization form ▸


Switch to eStatements Today

Save time and paper with eStatements! You'll get your statements faster, and you can still save or print out a copy. Register to get an eMail when your statements are ready for viewing. It’s quick and easy! And, you’ll also enjoy online archival storage for up to 12 months.

Learn More ▸


Direct Deposit—Fast and Convenient

Deposits can be made electronically through direct deposit of payroll, Social Security, and pension.

Sign up for Direct Deposit ▸

Certificate Laddering

Maximize Your Savings

Built around the concept of owning multiple bank certificates of deposit that have different maturity dates, the Certificate Ladder Principle can offer a safe and effective way to help you earn more without requiring you to lock in all of your money for the long term.

Learn More ▸


Fee schedule | Truth in Savings

*Terms and conditions:

APY = Annual Percentage Yield. APYs are accurate as of and are subject to change without notice.

Checking Accounts:

  1. To receive $200 Checking bonus: 1) Open your FIRST Free Checking or Checking Plus Account with at least $100. 2) Sign up for eStatements within 60 days of account  opening at myCCCU.com/estatements. AND 3) Set up recurring Direct Deposit which must be received within 60 days of account opening. To confirm eStatement registration, call 800.347.2228 or contact us via Secure Support link within Online Banking. Bonus cannot be used as opening deposit. Direct Deposit needs to be an electronic deposit of YOUR paycheck, pension, or government benefits (such as Social Security). Transfers from another CCCU account or other financial institution do not qualify as Direct Deposits. Bonus will be deposited within 60 days to Checking Account after approval of membership eligibility and meeting Direct Deposit and eStatement requirements. Offer not available to existing members with Checking Accounts or whose membership or Checking Accounts have been closed. Bonus offer available to U.S. residents. Bonus is considered taxable income and will be reported on IRS Form 1099-INT. Cannot be combined with other promotions. Account Closing: If Checking Account is closed within six months after account opening, the bonus will be deducted from the closing balance. Offer effective and is subject to change without notice.
  2. No minimum balance required after $100 opening balance.
  3. One CURewards point for every $2 in signature-based purchases with the Visa Debit Card. If you do not qualify for a Visa Debit Card, you may receive an ATM Card. No CURewards points are earned using an ATM Card.
  4. ATMs available through the CO-OP Network. A surcharge fee from the ATM owner may apply on non CO-OP ATMs.
  5. No monthly fee with Direct Deposit or a $1,500 minimum daily balance. $10 otherwise.
  6. APY = Annual Percentage Yield. Checking Plus Account earns dividend when the daily balance is $1,500 or more. This is a variable rate account, and the APY could change after the account is opened.

Savings Account: Terms and conditions: $100 minimum to open. This is a variable account and the APY could change after the account is opened. This account has a $5.00 monthly fee when the daily balance falls below $100 at any time during the month. Unlimited withdrawals: When made in person, by mail or at an ATM. When made by telephone, fax or computer, if a check is payable to the member and mailed to the member. Unlimited transfers when made between the accounts of the same member and made in person by mail or at an ATM and when the transfer is made by the member to pay a loan the member has with the credit union. Limited to six (6) transfers or withdrawals when payable to a third party when made by telephone, fax, computer as well as by check or debit card. Made by telephone, fax or computer to another account of the member at the credit union. Made by preauthorized, automatic or bill-payment arrangement for transfers to the member’s other account(s) at the credit union or to a third party.

New Member Welcome Certificate: *APY= Annual Percentage Yield. $500 minimum. Annual Percentage Yield (APYs) assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. APYs are accurate as of and are subject to change without notice.Must be opened within 30 days of joining the Credit Union. At maturity, the certificate will renew into a 12-month term share certificate at the prevailing rate. A penalty will be imposed on early withdrawals from certificates.

4% Welcome

New Member Certificate

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