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Low-Rate Home Loans

Dream It. Plan It. Do It! Home Equity Line of Credit - Plus, Appraisal Fee Waived up to $600* Terms and Conditions apply.
NEW! Home Equity Line of Credit1
Six-Month Intro Rate

AS LOW AS 3.25% APR1
Home Loan Rates As Low As
4.08% APR2
5/5 Adjustable Rate Mortgage3
30-Year Amortization

It’s time to dream big! Take advantage of your home’s buying power with a Home Equity Line of Credit (HELOC). Renovate your home, pay medical bills, or consolidate debt and put your home equity to work for you! For a limited-time only, get a six-month introductory rate as low as 3.25%* on HELOC from $25,000 up to $500,000.

At Christian Community Credit Union Home, our heart is to serve you so you thrive! Our loan experts are ready to help you tap into your home’s value so your plans become reality.

Offering competitive rates, financing your home loan or home improvement project is just clicks away. PLUS, for a limited-time, we’re waiving appraisal fees up to $600* on home loans and HELOC. 

  • Adjustable & Fixed-Rate Mortgages
  • 3% & 5% down payment options
  • Home Equity Line of Credit (HELOC)
Take advantage and apply today!

Apply Online   |   View Rates

View Terms and Conditions

1. For Home Equity Line of Credit (HELOC):APR=Annual percentage rate. Rate and terms effective 08/11/2022 and are subject to change without notice. Six months after funding, the rate is variable and based on The Wall Street Journal Prime Rate plus a margin that is based on your credit score and the ratio of your mortgage loan balance to your home value, known as your loan-to-value (LTV). The rate is adjustable monthly with rates as low as an annual percentage rate of 3.25% and a maximum annual percentage rate of 18.00%. Minimum loan amount of $25,000; maximum $500,000. Required advance at time of funding is $5,000. Available on new Home Equity Lines of Credit. Not available in Texas. Current property insurance is required. Transfer tax may be applicable in certain states and is the borrower’s responsibility to pay at closing.
2. APR=Annual percentage rate. Rate and terms effective 08/11/2022 and are subject to change without notice.
3, For Adjustable Rate Mortgages: 5/5 Adjustable Rate is a 30-year amortization. After the initial fixed rate period has expired, the applicable interest rate and monthly payments will be adjusted annually based upon movements of an interest rate index. The amount of the initial monthly payments is based on an interest rate which may be less than the sum of the current index plus margin. Based on current market conditions, the fully indexed rate (once adjusted) is calculated by combining the margin and associated mortgage index.
New purchase money maximum loan-to-value (LTV) ratio is 97%. Private Mortgage Insurance (PMI) is required on loans over 80% LTV. For refinance loans with cash out, the maximum loan-to-value ratio is 90% (PMI required) based on appraised value.
A $25 one-time membership fee applies if you do not have a deposit account at Christian Community Credit Union. Fee will be waived if you have a deposit account or you open one within 30 days of loan approval. Visit myCCCU.com/deposit.
*Appraisal fee is a limited time offer and subject to change without notice. Applies to 1st Trust Deed and Home Equity Line of Credit (HELOC) loans only. $250 waived for loans up to $200,000; $400 waived for loans between $200,001 to $400,000; $600 waived for loans over $400,000.

NMLS Loan Originator ID:  504297

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