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Homemade Memories with Low-Rate Home Loans

Whether you’re buying a home, refinancing, or doing home improvements, we’ve prepared low-rate home loans to help you cook up meals and memories in your dream home or kitchen.

Special Offer on HELOC!

We’ve chopped the closing costs on our Home Equity Line of Credit (HELOC).1 Get a bowl full of savings with NO CLOSING COSTS!

Chop, Chop, Chop on HELOC Closing Costs

FREE Gift!

Get a FREE 8-piece wooden culinary set with apron when your Home Loan or Home Equity Line of Credit funds!2

8-Piece Wooden Culinary Set with Apron

1) Home Equity Line of Credit (HELOC) with $25,000 minimum loan amount, $5,000 minimum initial advance at loan disbursement. 5.50% APR reflects the 1/4% discount if your mortgage/1st Trust Deed is with Christian Community Credit Union. The rate is variable and is based on The Wall Street Journal Prime Rate plus a margin that is based on your credit score and the ratio of your mortgage loan balance to your home value, known as your loan-to-value (LTV). The rate is adjustable monthly with rates as low as an annual percentage rate of 5.50% and a maximum annual percentage rate of 18.00%. HELOC subject to prepayment penalty. Not available in Texas. All closing costs waived including appraisal fee, application fee, and processing fee. If the HELOC is paid and closed prior to 36 months (3 years) from the disbursement date, all closing costs waived during the original loan process will be collected, ranging from $800.00 to $1,500.00. Current property insurance is required. Transfer tax may be applicable in certain states and is the borrower’s responsibility to pay at closing. Special offer effective 08/23/2019 and is subject to change without notice. Available on HELOC only.

2) Free gift effective 08/23/2019 and is subject to change without notice. Available on funded home loans (purchase and refinance) and Home Equity Line of Credit. Allow 4-6 weeks for delivery upon funding. One per household.

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