Welcome Friends of Financial Issues!

Thank you for your interest in becoming a member!

You are eligible to join Christian Community Credit Union through your affiliation with a Christian church, ministry, or school. This includes many Protestant Christian churches and schools within Christian Community Credit Union’s field of membership. You may be a member, regular attendee, employee, missionary, or student/alumnus.

Join our family! See if your church, ministry, or school is eligible or call 844.305.FISM (3476).

Make a difference with your banking while enjoying the benefits of Credit Union membership.


Affordable Loans and Banking Solutions for Churches & Ministries

As seen/heard on Dan Celia's program, here's information on low-rate church loans. Remodeling your worship center? Purchasing a church property? Refinancing? We have a loan package that suits your needs.

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4% APY* New Member Welcome Certificate

When you join our Credit Union family, we’ll come alongside you to help you become a better steward and achieve your financial goals. Our New Member Certificate has a special interest rate to help encourage you to start strong and build your savings.
  • 18 months
  • $500 min.; $2,500 max.
  • One certificate per new member
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  • Terms and Conditions

    Must be opened within 30 days of joining the Credit Union. At maturity, the certificate will renew into a 12-month term share certificate at the prevailing rate. A penalty will be imposed on early withdrawals from certificates.

    * APY= Annual Percentage Yield. $500 minimum. Annual Percentage Yield (APY) assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Rates, terms, and conditions effective and are subject to change without notice.


Open a FREE Checking Account1 and Get a $200 Bonus2

  • FREE Checking (No monthly service fee) / Debit Card
  • GIVES to Missions and EARNS Rewards 3
  • FREE Mobile Banking & Mobile Deposit
  • FREE Online Banking & Bill Payer
  • Nearly 30,000 FREE ATMs4
Open an Account Open an Account
  • Terms and Conditions

    Rates and terms effective and subject to change without notice.

    1. FREE Checking has no monthly service fee. $100 minimum deposit to open
    2. To receive $200 Checking bonus: 1) Open your FIRST Free Checking or Checking Plus Account with at least $100. 2) Sign up for eStatements within 60 days of account  opening at myCCCU.com/estatements. AND 3) Set up recurring Direct Deposit which must be received within 60 days of account opening. To confirm eStatement registration, call 800.347.2228 or contact us via Secure Support link within Online Banking. Bonus cannot be used as opening deposit. Direct Deposit needs to be an electronic deposit of YOUR paycheck, pension, or government benefits (such as Social Security). Transfers from another CCCU account or other financial institution do not qualify as Direct Deposits. Bonus will be deposited within 60 days to Checking Account after approval of membership eligibility and meeting Direct Deposit and eStatement requirements. Offer not available to existing members with Checking Accounts or whose membership or Checking Accounts have been closed. Bonus offer available to U.S. residents. Bonus is considered taxable income and will be reported on IRS Form 1099-INT. Cannot be combined with other promotions. Account Closing: If Checking Account is closed within six months after account opening, the bonus will be deducted from the closing balance.
    3. One CURewards point for every $2 in signature-based purchases using a Visa Check Card. If you do not quality for a Visa Check Card, you may receive an ATM Card. No CURewards points earned using an ATM Card.
    4. A surcharge fee from the ATM owner may apply on non CO-OP ATMs.

The Cards That Give To Missions

Turn your everyday purchases into free airfare, gift cards, premium merchandise, and more—while supporting missions. With Christian Community Credit Union’s credit cards, the Credit Union makes a donation to missions every time you use the card for purchases. To date, we’ve given over $4.5 million!

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Get Low-Rate Home Loans for Raising Superheroes!

Give your kids a place to play, learn, and grow with our low-rate home loans! Whether you’re looking to buy your first home or refinance the one you have, our home loan specialists will guide you each step of the way. You’ll save time and money so you can take care of your little superheroes before they “fly” on their own.

RATES AS LOW AS
3.75% APR1 - 3/1 ARM2 - 30-Year Amortization
4.71% APR1 - 30-Year Fixed Mortgage

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  • Terms and Conditions

    1) APR = Annual Percentage Rate. Mortgage Loan rates and terms effective and are subject to change without notice. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as a commitment to lend. Other conditions and restrictions may apply. NMLS ID Number is 504297. All rates apply to single family dwellings that are owner occupied. Closing costs are associated with this loan. The APR is based on loan amounts up to $625,500.00 depending on chosen loan program. The loan may be refinanced at any time. Loan approval subject to credit, income, and property appraisal. Points and other fees may be associated with this loan.

    2) For Adjustable Rate Mortgages: 3/1 Adjustable Rate is a 30-year amortization. After the initial fixed rate period has expired, the applicable interest rate and monthly payments will be adjusted annually based upon movements of an interest rate index. The amount of the initial monthly payments is based on an interest rate which may be less than the sum of the current index plus margin. Based on current market conditions, the fully indexed rate (once adjusted) is calculated by combining the margin and associated mortgage index.

    New purchase money maximum loan-to-value (LTV) ratio is 97%. Private Mortgage Insurance (PMI) is required on loans over 80% LTV. For refinance loans with cash out, the maximum LTV ratio is 90% (PMI required) based on appraised value.

    A $25 one-time membership fee applies if you do not have a deposit account at Christian Community Credit Union. Fee will be waived if you have a deposit account or you open one within 30 days of loan approval. Visit myCCCU.com/deposit.

4% Welcome

New Member Certificate

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Receive the latest on promotions, new products, and more.

Special Offers!

Save More. Earn More. Do More.

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