Welcome Friends of Shay
Bank with a Credit Union that shares your faith.
CCCU offers full-service banking with a suite of products and services tailored to help you thrive financially so you can give more generously. Become a part of the CCCU family simply by opening a deposit account or applying for a loan.

Featured Product
Cash Rewards Visa®
Earn unlimited 1.5% cash back on every purchase, every day. Plus, for every dollar in purchases using the card, a portion goes to Christian charities.
- 1.5% Cash Back on Every Purchase1
- Get $200 when you spend $750 in the first 3 months2
- 0% APR* Intro & Balance Transfer Rate for the first 6 months3
- No Annual Fee
Here are three ways you’re eligible to join:

Through your Church or Ministry
You’re a member, regular attendee, employee, missionary, or student/alumnus of a Christian church, ministry, or school.

Through your Family
You’re a relative of a current member of Christian Community Credit Union. Relatives include:

Become a Member of Our Charity Partner
You can join Christian Community Credit Union by becoming a member of our charity partner, Christian Alliance for Orphans (CAFO). CAFO works for the needs of vulnerable children in the U.S. and worldwide. The Credit Union will pay for the first year a $50 membership fee on your behalf.
Tips & Resources
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What Your Loan/Debt is Really Costing You
Borrowing money is so common in our culture that it seems normal. While the Bible places no outright prohibitions against borrowing, it does offer some cautions. Mostly, if you’re not…
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The World’s Most Famous Game
Guest Author: Tim Deatrick, D.Min., CAP, MortarStone I was in elementary school when I played my first game of Monopoly. My family had gathered for Christmas, and I watched with…
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Manage Money & Win When You Follow a Christian Budget
One of the main reasons why people struggle with money is that they prioritize the various uses of money in a way that isn’t just unhelpful, it’s harmful. Oftentimes, they…
Terms and Conditions
Credit Cards:
Interest Rates and Feesâ–¸ (APR=Annual Percentage Rate) Visa/MasterCard Credit Card Agreementâ–¸ Visa Secured Credit Card Agreementâ–¸ **Your points donation will not be tax-deductible, as it is the Credit Union who is giving directly to the ministry.
1) 1.5% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account.
2) To qualify for the $200 cash rewards bonus, a total of at least $750 in net purchases (purchases minus returns/credits) must post to your account within three months from the date your account is opened.
3) 0% Introductory APR on purchases for 6 months, then a variable APR of 19.24% – 33.24% based upon your creditworthiness. 0% Balance Transfer APR for six months when balances are transferred during the first 60 days of account open date, then the variable APR of 19.24% – 33.24% based upon your creditworthiness. Balance Transfer Fee is 3% of the amount transferred with a $15 minimum.