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Christian Community Credit Union
Home / Personal / Loans / Personal Credit Line

Personal Credit Line

If you’re looking for a loan that can give you the flexibility of ongoing and instant access to funds, a Personal Credit Line may be the way to go. With CCCU’s Personal Line of Credit, you can withdraw the funds when you need it, and only pay interest on the funds you borrow.  It’s convenience with your financial goals in mind.

Apply Now for a Personal Credit Line

Personal Credit Line

  • Variable rate tied to the Wall Street Journal Prime Rate
  • Open-end line of credit
  • Instant and ongoing access to funds
  • Payments of 3.5% of the outstanding balance
Apply Now for a Personal Credit Line
  • Personal Credit Line
  • APR* As Low As: 12.50%

Reasons for a Personal Credit Line

Cover Unexpected Expenses 

Emergency Repairs 

Fill Cash Flow Gaps 

Home Improvement Projects 


Terms & Conditions

APR = Annual Percentage Rate effective 08/23/2025 and is subject to change without notice.  
Rates as low as 12.50%. This is an open-end line of credit with payments of 3.5% of the outstanding balance. Rates are variable and tied to The Wall Street Journal Prime Rate.
A $25 one-time membership fee applies if you do not have a deposit account when you become a member of Christian Community Credit Union by applying for a loan. Fee will be waived if you open a deposit account within 30 days of loan approval. Visit myCCCU.com/deposit.

Refer Family & Friends! Earn up to $550*
Learn More about Referrals
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American Share Insurance

Each account is insured up to $250,000.
By members' choice, this institution is not federally insured.

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Applying for a Personal Credit Line is Easy!

Are You a Member?

To simplify the process, please login to Online Banking to apply. If you prefer to skip Online Banking, click here to apply.

Not signed up for Online Banking yet? Enroll here

Not a Member Yet?

Becoming a member is easy. Simply apply for a Personal Credit Line. Partner with us and let’s advance God's Kingdom together!

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  • Personal
    • Personal Banking

      Personal Membership Benefits
      Checking
      • Free Checking
      • Harvest High-Yield Checking
      Savings
      • Savings Account
      • Harvest High-Yield Savings
      • Premium Money Market
      • Money Market Account
      • Student Savings
      • Harvest Savings for Kids
      Certificates
      • Welcome Certificate
      • Liquid Certificate
      • Step-it-Up Certificate
      • Term Share Certificate
      Loans
      • Personal Loans
      • Home Loans
      • Auto Loans
      • Student Loans
      Mortgages & Home Equity
      • Home Loans
      • Equity Loans
      • Real Estate Center
      Credit Cards
      • Cash Rewards Visa
      • Card that Gives to Missions
      • Mission Aviation Fellowship Visa
      • International Ministries Visa
      Insurance, Investments & Financial Planning
      • Insurance
      • IRA
      menu youngwoman 420x420
  • Ministry
    • Ministry Banking

      Ministry Membership Benefits
      Ministry Checking
      • Basic Checking
      • Interest Checking
      Ministry Savings
      • Savings Account
      • Harvest High-Yield Savings
      • Premium Money Market
      • Money Market
      Ministry Certificates
      • Welcome Certificate
      • Liquid Certificate
      • Step-it-Up Certificate
      • Term Share Certificate
      Ministry Loans
      • Real Estate Loans
      • Equipment Loans
      • Lines of Credit
      • Vehicle Loans
      • Share Secured Loans
      • Term Loans
      Ministry Credit Cards
      • Gives to Missions Business Rewards
      • MAF Business Rewards
      • IM Business Rewards
      Ministry Services
      • Digital Banking Services
      • Financial Services
      Ministry Rates
      menu pastorpreaching 420x420
  • Business
    • Business Banking

      Business Membership Benefits
      Business Checking
      Business Savings
      • Savings Account
      • Harvest High-Yield Savings
      • Premium Money Market
      • Money Market
      Business Certificates
      • Welcome Certificate
      • Liquid Certificate
      • Step-it-Up Certificate
      • Term Share Certificate
      Business Credit Cards
      • Gives to Missions Business Rewards
      • MAF Business Rewards
      • IM Business Rewards
      Business Services
      • Digital Banking Services
      • Financial Services
      menu coworkers at computer 420x420
  • Resources
    • Resource Center
    • Personal Resources
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    • Forms & Disclosures
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    • GreenPath Financial Wellness
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    • Leadership Team
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