Welcome “Matt About Money” Subscribers
Bank with a Credit Union that shares your faith.
CCCU offers full-service banking with a suite of products and services tailored to help you thrive financially so you can give more generously. Become a part of the CCCU family simply by opening a deposit account or applying for a loan.
Start strong and build your savings
Offered at a special high rate to help members earn more for the future.
- 7 months
- $500 minimum to open; $250,000 maximum
- One CD per member
- New money only‡
Harvest High-Yield Checking1
Enjoy earning an incredible high-interest rate of 4.00% APY*. Plus, your money is put to work in helping finance church and ministries for growth and expansion.
- Earn 4.00% APY* on balances up to $5,0001,2
- No minimum balance1
- No monthly service fee
- One Harvest Checking account per member
- A portion of every dollar spent using your Visa debit card3 goes to ministries & missions
To qualify for the high-yield rate APY* rate, you must:
- Enroll in eStatements
- Register & use Online/Mobile Banking
- Have an active CCCU Debit and Credit Card
- Make $500 in monthly deposits
Here are three ways you’re eligible to join:
Through your Church or Ministry
You’re a member, regular attendee, employee, missionary, or student/alumnus of a Christian church, ministry, or school.
Through your Family
You’re a relative of a current member of Christian Community Credit Union. Relatives include:
Become a Member of Our Charity Partner
You can join Christian Community Credit Union by becoming a member of our charity partner, Christian Alliance for Orphans (CAFO). CAFO works for the needs of vulnerable children in the U.S. and worldwide. The Credit Union will pay for the first year a $50 membership fee on your behalf.
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Terms and Conditions
Welcome CD: *APY= Annual Percentage Yield (APY). APYs are accurate as of 09/30/2023 and are subject to change without notice. At maturity, the certificate will renew into a 12-month Term Share Certificate of Deposit (CD) at the prevailing rate. A penalty will be imposed on early withdrawals from this Certificate of Deposit. IRA not available for Welcome CD. $500 minimum; $250,000 maximum. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share CD. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
‡New money is money that is not presently on deposit at Christian Community Credit Union. Existing CCCU Members: New money is defined as deposits posted to your CCCU account within the past 30 days. The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.
Harvest High-Yield Checking:
*APY = Annual Percentage Yield. APYs are accurate as of 09/30/2023 and are subject to change without notice. Fees may reduce earnings.
1. No minimum balance required after required $100 opening deposit. Higher-yield APY will be paid on Maximum balance of $5,000. Balances in excess of $5,000 will earn the lower dividend rate of 0.05% paid on our Checking Plus product.
2. Qualification criteria for higher APY: 1) You must register for e-statements 2) Have an active online banking 3) Have an activated Christian Community Credit Union (CCCU) debit card and a CCCU credit card AND 4) $500 in accumulated deposits during the month.
3. Applies to Visa debit signature-based transactions.
Membership Eligibility is required. New and converted accounts will receive the higher APY for at least the first dividend cycle. After that, if you do not meet all of the qualification criteria, the account will earn the lower dividend rate 0.05% paid on our Checking Plus product. Fees may reduce earnings. Limit: One Harvest Checking account per Member.