Ways to Build Savings
Tucking money into a savings account isn’t the most exciting thing you can do with some spare cash, but it is important. That’s because in life, things can go wrong—expensive…
Making Stewardship Simple and Easy to Understand
If you’ve been around church circles for any length of time, you have probably heard the term, “stewardship.” What’s your impression of that word? What does it mean to you?…
Christmas Joy Without Financial Misery
The holiday season is upon us. It’s that wonderful time of the year. I love Christmas! But I must confess, I get a bit cynical because of the consumerism that…
Using Credit Cards Responsibly and Profitably
Used wisely, credit cards are safe, convenient, and rewarding. Here’s what you need to know. Most credit cards, including those issued by CCCU, are governed by a zero-liability policy. That…
Credit Union vs. Bank: Which One is Better for my Money?
Membership in credit unions is growing. According to S&P Global Market Intelligence, 5.2 million new members were added in 2021, a more than four percent increase over 2020. What’s driving…
Home Equity vs. HELOC
Two Ways to Tap Your Home’s Equity With the significant run-up in home values in recent years, you might be thinking about tapping some of your home equity in order…
How to Buy a House When Rates are Rising
If you’re in the market for a house, then you know that interest rates are headed upward. As the Federal Reserve tries to stem rising inflation, it is raising short-term…
Many Pleasures of Home Ownership
For many years, homeownership has been associated with “the American dream,” and for a good reason. As long as you are in a financial position to buy, there are many…
Easing Into Home Ownership
For the first 10 months of our marriage, my wife and I rented an apartment. Then we bought a condo where we lived for five years. And then we bought…