New & Used Vehicle Loans
Ready to get in the driver’s seat of a new or pre-owned vehicle? Let us give you a lift with our low rates and flexible terms that’ll rev up your savings!
New & Used Vehicle
- Rate reflects .25% discount for new members (who joined CCCU within the last six months) OR for members using automatic payment with their Credit Union Checking Account 
- Up to 135%1 financing for 84 months 
- Auto and GAP available 
- New, Pre-Owned, Refinance
- APR* As Low As: 6.99%
Car Loan Calculator
Looking to find out what your monthly car loan payment or final car purchase price will be? Use our Car Loan Calculator to help you determine how much car you can afford!
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Terms & Conditions
*APR=Annual percentage rate. Rate and terms effective 05/27/2025 and are subject to change without notice. This is a fixed rate loan and reflects the 0.25% discount for new members OR for members using automatic payments from a Christian Community Credit Union Checking Account (new members are those that joined Christian Community Credit Union within the last six months). Monthly payment for $10,000 for 60 months: at 6.99% APR would be $198.53. Refinances for existing Christian Community Credit Union loans will require a $2,500 cash out, if the vehicle has good value. Not all borrowers will qualify for the lowest rate. Rates are based on credit history and underwriting factors. Rate subject to credit approval, age of collateral, and mileage.
Rate Increase to Base Rate
• Add 0.50%  for every 5% above Base Loan-to-Value (LTV) limit; subject to Out-the-Door (OTD) LTV limits (max 10% above base LTV)
• Add 0.50% if vehicle is over 100K miles
• Add 0.50% if model year is 10 years or older for credit score below 660
1. Applicants with a credit score of at least 780.
A $25 one-time membership fee applies if you do not have a deposit account when you become a member of Christian Community Credit Union by applying for a loan. Fee will be waived if you open a deposit account within 30 days of loan approval. Visit myCCCU.com/deposit-account.