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First-Time Parent- Assist Auto Loans

It’s tough to buy a car when you have little to no credit history. CCCU’s First-Time & Parent-Assist Car Buyer Program makes buying your first set of wheels easy. If you’re 18 years of age or the parent of someone who’s looking to buy a new or pre-owned vehicle, we’re here to get you on the road, save money, and drive away happy! 

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Auto Loan

  • Affordable financing on new and used vehicles 
  • Terms up to 84 months  
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Car Loan Calculator

Looking to find out what your monthly car loan payment or final car purchase price will be? Use our Car Loan Calculator to help you determine how much car you can afford!

Frequently Asked Questions 

How do I apply for an auto loan? 

You can apply for an auto loan online in just minutes. We require a parent or guardian to co-sign to qualify for the loan. There’s no fee to apply. If you need more information, please email us at [email protected] or call us at 800-347-CCCU (2228).

What is the required down payment for an auto loan? 

There is no set down payment requirement and is contingent upon various factors of the loan such as credit quality of the applicant and co-applicant. Sometimes a down payment is not required. 

Is there a prepayment penalty on an auto loan? 

No, there are no prepayment penalties on an auto loan