Ministry Premium Money Market Account
Want immediate access to your money while earning a great rate? The premium money market is the perfect combo. Keep your funds within reach while earning a higher rate than a traditional savings account. Plus, our digital banking tools will make managing your account easy and convenient.

Ministry Premium Money Market
- $10,000 minimum
- Maximum liquidity
- No monthly fee when daily balance remains $10,000 or above
- Check writing available
- Minimum to Open: $10,000
- Maximum: No Limit
- Daily Balance: $10,000-$24,999.99
- APY*: 0.80%
- Minimum to Open: $10,000
- Maximum: No Limit
- Daily Balance: $25,000-$49,999.99
- APY*: 1.05%
- Minimum to Open: $10,000
- Maximum: No Limit
- Daily Balance: $50,000-$99,999.99
- APY*: 1.30%
- Minimum to Open: $10,000
- Maximum: No Limit
- Daily Balance: $100,000 & over
- APY*: 2.00%
Compare our Rates to the Big Banks!

Savings Goal Calculator
Use this free savings calculator to help you figure out how your money can grow over time based on APY rate.
Premium Money Market FAQs
Yes! Money Market accounts do not have time limits or terms. You can withdraw and deposit money from your account at any time. Â
You earn a higher rate than a traditional savings account and regular Money Market account. Plus, it’s different from a Certificate of Deposit because you have the freedom to deposit or withdraw money without any penalties imposed. Â
Save smart! Get started with a Ministry Premium Money Market Account.
Terms & Conditions
*APY= Annual Percentage Yield (APY). APYs are accurate as of 06/10/2025 and are subject to change without notice. $10,000 minimum.
Variable rate account with easy access and maximum liquidity.
There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month.