Welcome FaithFi Listeners
Special Bonus Offer!*
Get up to $400
Finally, a Credit Union where you can bank with your values.
Christian Community Credit Union (CCCU) and AdelFi – A Division of CCCU, have officially united to become the nation’s largest Christian banking institution. Backed by 125+ combined years of experience, we offer secure, full-service digital banking designed to help you live, give, and bank with purpose.
Get started with one of our money-saving products below.
Featured Product
High-Yield Money Market
4.00% APY*
Jump start your savings! For a limited time only, earn an exceptional rate of 4.00% up to $100,000 for 12 months.¹ Enjoy strong returns, convenient access to your money, and the peace of mind that your savings are working harder.
- $100 minimum to open
- No monthly service fee
- Six free withdrawals per monthly statement cycle
- New money only‡
Choose a Product that’s Right for You
Get up to a $400 Bonus!
Use Promo Code “FAITHFI”
Bonus Offer Ends 4/30/26
Harvest High-Yield Checking
Get $100
Grow your money with a checking account that offers a whopping 4.00% APY*.1
- High-yield interest rate on balances up to $5,000.a Qualifications apply.b
- For new members, get a $100 bonus* when you register for digital banking and enroll in eStatementsb
- No minimum balancea or monthly service fee
- A portion of every dollar spent using your Visa debit cardc goes to ministries & missions
Use Promo Code “FAITHFI”
Harvest High-Yield Savings
Get $100
Enjoy earning an exceptional high-interest rate of 5.00% APY* for balances up to $5,000.2
Plus, your money is put to work in financing church and ministries for growth and expansion.
- Variable-tiered ratea
- For new members, get a $100 bonus* when you carry a balance of $5,000 or moreb
- $100 minimum to open and no monthly feec
- Must register & use Online/Mobile Banking
Use Promo Code “FAITHFI”
Cash Rewards Visa®
Get $200
Earn unlimited 1.5% cash back3 on every purchase, every day. A portion of every dollar spent using the card goes to Christian charities.
- Get 1.5% Cash Back on every purchasea
- Get a $200 bonus* when you spend $750 in the first 3 monthsb
- 0% APR* Intro & Balance Transfer Rate for the first 6 monthsc
- No Annual Feed
- Every swipe gives to Christian charities!
Use Promo Code “FAITHFI”
c) After introductory 6 months, then a variable APR of 18.49% – 32.49% based upon your creditworthiness. 0% Balance Transfer APR for six months when balances are transferred during the first 60 days of account open date, then the variable APR of 18.49% – 32.49% based upon your creditworthiness.
Why CCCU+AdelFi?
We are Unapologetically Christian
Not just in name but in the way we do business. Our Board and executive team follow sound principles rooted in scripture.
We Finance for Gospel Impact
When you bank with us, your money is used to finance church & ministry growth. Plus, we donate to Christian charities that work to spread the Gospel!
We’re Member- Driven
As a member, you’re also an owner in the Credit Uniion. As such, not only are we committed to providing you with God-honoring service, profits are returned to you in the form of better rates & fees.
We are in your Neighborhood
We’re part of the Co-op Network with 30,000+ Surcharge-Free ATMs & over 5,600 Shared Branches nationwide.
Press Articles
AMERICAN FAMILY NEWS
Survey suggests Christian customers know banking business matters
As big banks, such as JP Morgan Chase, close accounts of Christian organizations, more and more people are becoming frustrated, according to a survey conducted by a faith-based credit union.
THE CHRISTIAN POST
Should Christians take their money out of banks that don’t share their values?
Credit union survey finds at least one-third are considering changes amid ‘de-banking’ trend.
ETERNAL AFFAIRS MEDIA
As Debanking Increases, Christian Community Credit Union Research Shows Christians are Choosing to Bank with Their Values
CCCU Research Initiative Shows Christians Find Conflict in Faith Values with Major Banks.
PROPHECY NEWS WATCH
Is a Big Bank Exodus Coming?
Is it possible that Christians are now considering an exodus away from their familiar ‘big banks’ in order to better align with Christian values? Initial signs are saying yes.
THE WASHINGTON TIMES
Building a culture of generosity in your family?
Values such as unconditional love, honesty, and faith are certainly the cornerstones of a strong family unit. However, in today’s increasingly individualistic society, there is one value that yields lasting returns…
Terms & Conditions
*Special bonus offers will be deposited after 60 days for Harvest Checking and 30 days for Harvest Savings once approval of membership eligibility and bonus eligibility requirements have been met. Bonus offer available to U.S. residents who are new members and meet the product requirements. New members are those who have not been a member of Christian Community Credit Union in the last 24 months. Bonus is considered taxable income and the recipient may be responsible for any tax implications.
1. Harvest Checking: *APY = Annual Percentage Yield. APYs are accurate as of 04/22/2026 and are subject to change without notice. Fees may reduce earnings. One-time $100 bonus is for new members who register for digital banking and enroll in eStatements.
To earn the advertised APY: (a) No minimum balance required after required $100 opening deposit. Higher-yield APY will be paid on maximum balance of $5,000. Balances in excess of $5,000 will earn the lower dividend rate of 0.05%.
Qualification criteria for higher APY: 1) You must register for e-statements 2) Have an active online banking 3) Have an activated Christian Community Credit Union (CCCU) debit card associated to your Harvest Checking account or CCCU credit card AND 4) $500 in accumulated deposits during the month. Transfers must be external and cannot be from another Christian Community Credit Union account. (b) To qualify for the one-time bonus, you must register for digital banking and enroll in eStatements. Bonus is for new members only. (c) Applies to Visa debit signature-based transactions.
Membership Eligibility is required. New and converted accounts will receive the higher APY for at least the first dividend cycle. After that, if you do not meet all of the qualification criteria, the account will earn the lower dividend rate 0.05%. Fees may reduce earnings. Limit: One Harvest Checking account per Member.
2. Harvest Savings: APY = Annual Percentage Yield. APYs are accurate as of 04/22/2026 and are subject to change without notice. (a) Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,000.01-$10,000 will earn the lower dividend rate of 2.25% APY. Balances $10,000.01+ will earn the dividend rate of 0.10% APY. Active online banking required. Fees may reduce earnings. (b) To qualify for the one-time $100 bonus, the new savings account must have a balance of $5,000 or more 30 days from the date the account was opened. Bonus is for new members only. (c) $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. One Harvest Savings account per member.
3. Cash Rewards: * Interest Rates and Fees▸ (APR=Annual Percentage Rate)
Eligibility to apply for the Cash Rewards Visa® is based on your affiliation with a qualifying Christian church, ministry, or school.
*APR=Annual Percentage Rate. Rates and terms effective 04/22/2026 and are subject to change without notice.
(a) 1.5% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account.
(b) To qualify for the $200 cash rewards bonus, a total of at least $750 in net purchases (purchases minus returns/credits) must post to your account within three months from the date your account is opened.
(c) 0% Introductory APR on purchases for 6 months, then a variable APR of 18.49% – 32.49% based upon your creditworthiness. 0% Balance Transfer APR for six months when balances are transferred during the first 60 days of account open date, then the variable APR of 18.49% – 32.49% based upon your creditworthiness. Balance Transfer Fee is 3% of the amount transferred with a $15 minimum.
(d) Cash Advance Fee is 3% of the amount transferred with a $15 minimum. No foreign transaction fee.
*High-Yield Money Market Promotion: 1APY = Annual Percentage Yield. APYs are accurate as of 04/22/2026 and are subject to change without notice. APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. CCCU dividends are compounded daily and paid monthly. The APY and dividend rates are variable and subject to change after the account is opened.
This Promotional Offer is effective 04/22/2026, for all new and existing Christian Community Credit Union (CCCU) Members and can end at the discretion of CCCU at any time without prior notice.
The promotional rate is paid monthly at a dividend rate of 3.923% resulting in an APY (Annual Percentage Yield) of 4.00% on balances up to $100,000. Promotional rate and cap are subject to change. Promo account will automatically convert to standard Money Market Account after 12 months. Once converted to a standard Money Market Account, there is a $10 monthly fee when the daily balance falls below $1,000 at any time during the month. Fees may reduce earnings.
• Must be at least 18 years old
• Open a NEW High-Yield Money Market Account with a $1,000 opening deposit
• Funds deposited in the High-Yield Money Market Account must be new money.✝
• Balances above $100,000 will earn the same dividend as CCCU Savings Account of 0.10%.
• Limit ONE High-Yield Money Market Account per member
• There is a maximum limit of six (6) withdrawals per month. A fee of $6.00 per item more than six (6) withdrawals per month.
✝New money is money that is not presently on deposit at Christian Community Credit Union. Existing Members: New money is defined as deposits posted to your CCCU account within the past 30 days. The Credit Union reserves the right to make the sole judgement as to whether or not the funds deposited are considered new money.
*Click HERE for Complete Terms and Conditions for the High-Yield Money Market Promotion
Promotional Offer Summary: A CCCU member that opens a High-Yield Money Market Account can earn 4.00% APY (“Promotional Rate”) on balances up to $100,000.00 (“cap”) for up to 12 months from account opening if that member meets the terms and conditions as stated below. Promotional rate, cap, and terms are subject to change.
- Offer Period. This Promotional Offer is effective beginning January 1, 2026, and can end at the discretion of CCCU at any time without prior notice.
- Account Holder Requirements to receive the promotional rate: a) You must:
i) Be at least 18 years old
ii) Agree to the terms and conditions of this Promotional Offer
iii) Funds deposited in the High-Yield Money Market Accountmust be new money. Minimum opening balance $1,000.00 required.
iv) Balances above $100,000 will earn the same dividend as CCCU Savings Account of 0.10%.
v) Limit ONE High-Yield Money Market Account per member.
Account Disclosures: Features and benefits of the High-Yield Money Market Account are the same as the Money Market account except for the dividend rate and balance cap. For complete information on features, benefits, and current rates for the qualified account in this offer please see the product descriptions here: Money Market Accounts. Standard account rates and terms, including Money Market rates, are subject to change.
There is a maximum limit of six (6) withdrawals per month. A fee of $6.00 per item will be assessed for any withdrawals that exceed this monthly limit.
Refer to CCCU Truth and Savings and Fee Schedule for account and fee information outside of this Promotional Offer. - Service Fee, Promotional Rate and Balance Cap – The High-Yield Money Market Account does not have a monthly service fee. The promotional rate is paid monthly at a dividend rate of 3.923% resulting in a APY¹ of 4.00% on balances up to $100,000.00. Balances above $100,000 will earn the same dividend as a CCCU Savings Account of 0.10%. Promotional rate, cap, and other terms are subject to change without notice.
- Payment of Dividends – CCCU dividends are compounded daily and paid monthly. Withdrawal of dividends and fees may reduce earnings on this account.
- IRS Reporting – All dividends paid under this Promotional Offer may be subject to IRS reporting. Any applicable taxes are the responsibility of the recipient.
- Additional Eligibility Restrictions – This Promotional Offer is for new and existing CCCU members.
- Reservation of Rights – CCCU reserves the right to withhold the fulfillment of any dividends where the requirements were met fraudulently or obtained through the misuse of this offer or in a manner not in keeping with the terms and conditions or the spirit of the offer (promotional rate for new money to CCCU). Money leaving CCCU and coming back for the sole purpose of taking advantage of this promotion is prohibited. CCCU will assess the integrity of new money by reviewing factors including but not limited to external deposits and average balances over time across CCCU accounts, including accounts owned by joint owners of the High-Yield Money Market Account owner’s other accounts. Accounts found to be in violation of the new money requirement or other terms and conditions will be converted to Money Market Accounts or closed. In the event of any conflict between these Terms and Conditions and any other material describing this Offer, these Terms and Conditions shall control.
¹ APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account based on the dividend rate and frequency of compounding in a 365-day period. CCCU dividends are compounded daily and paid monthly. Withdrawal of dividends and fees may reduce earnings on this account. ²New money is money that is not presently on deposit at Christian Community Credit Union. Existing CCCU Members: New money is defined as deposits posted to your CCCU account within the past 30 days. The Credit Union reserves the right to make the sole judgement as to whether or not the funds deposited are considered new money.