Auto Loans

Increase your Savings with Auto Loans as low as 1.99% APR!

Are you in the market for a new or used car, truck, or van? With Christian Community Credit Union’s lower rates, we can put you in the driver’s seat of your new or used vehicle. Transfer your current high-rate auto loan to the credit union and accelerate your savings.


Auto Loan Options

Loans of $10,000 or more

  • APR as low as 1.99%
  • Up to 100% financing for 72 months
  • Automatic payment option
  • GAP Insurance available
  • Mechanical Repair Coverage available

APR=Annual percentage rate. Rate and terms effective and are subject to change without notice. This is a fixed rate loan with a $10,000 minimum. 1.99% APR based on automatic payments from a Christian Community Credit Union Checking Account. Monthly payment for $10,000 for 72 months at 1.99% APR would be $147.59. Rates are based on credit history and underwriting factors. A $25 one-time membership fee applies if you do not have a deposit account at Christian Community Credit Union. Fee will be waived if you have a deposit account or you open one within 30 days of loan approval. Visit myCCCU.com/deposit. 1.99% APR does not apply to existing Christian Community Credit Union loans.

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Loans less than $10,000

  • APR as low as 6%
  • .25% discount for new members (who joined Christian Community Credit Union within the last six months)

APR=Annual percentage rate. Rate and terms effective and are subject to change without notice. 6.00% APR based on automatic payments from a Christian Community Credit Union Checking Account. Rates are based on credit history and underwriting factors. A $25 one-time membership fee applies if you do not have a deposit account at Christian Community Credit Union. Fee will be waived if you have a deposit account or you open one within 30 days of loan approval. Visit myCCCU.com/deposit. Christian Community Credit Union auto loans are not eligible for refinancing.

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First-Time and Parent-Assist Car Buyer Programs

Buying your first car can be difficult, especially with little established credit history. If you're 18 years of age or older or the parent of someone who's looking to buy their first set of wheels, we can help. Our First-Time and Parent-Assist Programs offer:

  • Affordable financing on new and used vehicles
  • Terms up to 72 months
Apply

NEW! AutoSmart - The Smart Way to Shop

Shopping for your next vehicle is easy with our new car-buying resource, AutoSmart! Think of AutoSmart as a "virtual" car lot offering:

  • Powerful research tools: Compare and research new and pre-owned vehicles right from your computer or mobile device.
  • Check the value of your trade-in: Get an estimate for your current car’s trade-in value before you go to the dealership.
  • Convenience: Get vehicle details, estimate your monthly payment, and apply for Credit Union financing—all in one place.
Shop Now

CALIFORNIA Residents: Get Credit Union Financing at the Dealership with Credit Union Direct Lending (CUDL)

We've teamed up with CUDL to make it convenient for you to get auto financing right at the dealership. It's as easy as 1-2-3:

  • Visit a participating CUDL dealer.
  • Identify yourself as a Christian Community Credit Union member.
  • Request to finance your loan with the Credit Union through the CUDL program.

Within minutes, you'll have a loan decision.

Find CUDL Dealers

Autoland - The Way Car Buying Ought to Be

Christian Community Credit Union's Deals on Wheels Program is brought to you in partnership with Advocar to make car buying easier than ever before. Advocar, presented by Autoland, is your all-in-one resource for your car buying needs. You can research your car of choice and determine which one is right for you. You can select from a comprehensive listing of automobile makes, models, packages, and options.

Visit Autoland
Autoland - The Way Car Buying Ought to Be

Mechanical Breakdown Protection

With our comprehensive Mechanical Breakdown Protection, you can secure your auto investment. Simply call 800.347.CCCU (2228) or send an eMail for details.


Guaranteed Asset Protection (GAP)

Protect your investment with GAP. Even the best insurance may not cover the entire amount you owe on an auto loan. In fact, if the average new car purchaser has his or her vehicle stolen or damaged beyond repair, they could still owe thousands of dollars after the insurance settlement. GAP is a low cost coverage that pays the difference between your insurance settlement and your loan balance.

GAP is available for new and used:

  • Automobiles
  • Vans
  • Light trucks and SUVs

Call 800.347.CCCU (2228) for details!

Claims may be filed by contacting your credit union.

Financial Fitness Minutes by BALANCE - Buying a Car

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