The 2 Most Important Components of Managing Money Well
The start of a new year is always a great motivator to improve your finances. It’s one of the top goals for Americans each year and a worthy one considering…
Ways to Build Savings
Tucking money into a savings account isn’t the most exciting thing you can do with some spare cash, but it is important. That’s because in life, things can go wrong—expensive…
Making Stewardship Simple and Easy to Understand
If you’ve been around church circles for any length of time, you have probably heard the term, “stewardship.” What’s your impression of that word? What does it mean to you?…
Christmas Joy Without Financial Misery
The holiday season is upon us. It’s that wonderful time of the year. I love Christmas! But I must confess, I get a bit cynical because of the consumerism that…
Using Credit Cards Responsibly and Profitably
Used wisely, credit cards are safe, convenient, and rewarding. Here’s what you need to know. Most credit cards, including those issued by CCCU, are governed by a zero-liability policy. That…
Credit Union vs. Bank: Which One is Better for my Money?
Membership in credit unions is growing. According to S&P Global Market Intelligence, 5.2 million new members were added in 2021, a more than four percent increase over 2020. What’s driving…
Home Equity vs. HELOC
Two Ways to Tap Your Home’s Equity With the significant run-up in home values in recent years, you might be thinking about tapping some of your home equity in order…
How Churches can Encourage Joyful Generosity
Have you ever received such unexpected good news that it made you laugh? Maybe you got accepted into your dream school when you didn’t think you stood a chance. Or…
Don’t Fear a Falling Market
Unless you’ve been blissfully living off the grid since the start of this year, you know that that stock market has been tumbling. Through the end of May, the S&P…
How to Buy a House When Rates are Rising
If you’re in the market for a house, then you know that interest rates are headed upward. As the Federal Reserve tries to stem rising inflation, it is raising short-term…
Buying a Vehicle? Pick Up Some Peace of Mind
If a new or used vehicle is in your future, CCCU offers excellent financing rates and inexpensive options for added peace of mind. Mechanical Breakdown Protection This is what most states call an…
Should You Buy an Extended Warranty?
Here’s what you need to know! Is a laptop computer or other electronic device on your Christmas shopping list this year? If so, make sure you’re ready for the question…