Save Money the Easy Way. Refi your Auto Loan
Christian Community Credit Union makes auto refinancing quick and easy with an online process that helps you compare rates, terms, and most of all SAVINGS! In just 90 seconds,‡ find out how much you can save without impacting your credit score. You could save hundreds!
Low Rates
Rates As Low As 6.99% APR*1
Super Fast
Get pre-qualified in as little as 90 seconds!‡Â
Convenient
Get personalized savings with no impact to your credit score
Auto Loan Refinance
- Up to 135%2 financing for 60 months
- No impact to your credit score
- Compare rates & terms for optimal savings
- New, Pre-Owned, Refinance
- APR* As Low As: 6.99%
Put more money in your wallet when you Auto Refinance your Car Loan!
Terms & Conditions
*APR=Annual percentage rate. Rate and terms effective 06/14/2025 and are subject to change without notice.
1) This is a fixed rate loan and reflects the 0.25% discount for new members OR for members using automatic payments from a Christian Community Credit Union Checking Account (new members are those that joined Christian Community Credit Union within the last six months). Monthly payment for $10,000 for 60 months: at 6.99% APR would be $198.53. Refinances for existing Christian Community Credit Union loans will require a $2,500 cash out, if the vehicle has good value. Not all borrowers will qualify for the lowest rate. Rates are based on credit history and underwriting factors. Rate subject to credit approval, age of collateral, and mileage.Â
Rate Increase to Base RateÂ
• Add 0.50%  for every 5% above Base Loan-to-Value (LTV) limit; subject to Out-the-Door (OTD) LTV limits (max 10% above base LTV)Â
• Add 0.50% if vehicle is over 100K milesÂ
• Add 0.50% if model year is 10 years or older for credit score below 660Â
2) Applicants with a credit score of at least 780.
‡All loans are subject to credit approval.
A $25 one-time membership fee applies if you do not have a deposit account when you become a member of Christian Community Credit Union by applying for a loan. Fee will be waived if you open a deposit account within 30 days of loan approval. Visit myCCCU.com/deposit-account.