Welcome to Christian Community Credit Union!
Get up to a $400 Bonus
For over 68 years, Christian Community Credit Union has been serving individuals, families, ministries, and businesses nationwide. As America’s #1 Biblical banking solution, we offer full-service digital banking designed to help you build a stronger financial future and support Kingdom work.
Open a premium account by Tuesday, March 31th with promo code GENESIS and earn up to $400!*
Top Picks to Help You Save, Earn, & Give
Get up to a $400 Bonus! Use Promo Code “GENESIS”
Bonus Offer Ends 3/31/26
Harvest High-Yield Checking
Get $100
Grow your money with a checking account that offers a whopping 4.00% APY*.1
- High-yield interest rate on balances up to $5,000.a Qualifications apply.b
- For new members, get a $100 bonus* when you register for digital banking and enroll in eStatementsb
- No minimum balancea or monthly service fee
- A portion of every dollar spent using your Visa debit cardc goes to ministries & missions
Use Promo Code “GENESIS”
Harvest High-Yield Savings
Get $100
Enjoy earning an exceptional high-interest rate of 5.00% APY* for balances up to $5,000.2
Plus, your money is put to work in financing church and ministries for growth and expansion.
- Variable-tiered ratea
- For new members, get a $100 bonus* when you carry a balance of $5,000 or moreb
- $100 minimum to open and no monthly feec
- Must register & use Online/Mobile Banking
Use Promo Code “GENESIS”
Cash Rewards Visa®
Get $200
Earn unlimited 1.5% cash back3 on every purchase, every day. A portion of every dollar spent using the card goes to Christian charities.
- Get 1.5% Cash Back on every purchasea
- Get a $200 bonus* when you spend $750 in the first 3 monthsb
- 0% APR* Intro & Balance Transfer Rate for the first 6 monthsc
- No Annual Feed
- Every swipe gives to Christian charities!
Use Promo Code “GENESIS”
c) After introductory 6 months, then a variable APR of 18.49% – 32.49% based upon your creditworthiness. 0% Balance Transfer APR for six months when balances are transferred during the first 60 days of account open date, then the variable APR of 18.49% – 32.49% based upon your creditworthiness.
NEW! Ministry Harvest High-Yield Savings
Get an exceptional rate with immediate access to funds
Boost your ministry’s earnings with this variable tiered rate while you help fuel the growth of churches and organizations that work to spread the Gospel with every deposit you make.
- Earn 5.00% APY* high-interest rate on balances up to $5,000.
- $100 minimum to open
- No monthly fee
Find the Right Product for You
Get Started Below!
Ministry Basic Checking
Welcome to totally free checking for your ministry!
We don’t have a minimum balance and we don’t charge monthly service fees. Plus, you can get to your account 24/7!
- $100 minimum to open
- No minimum balance1
- No monthly service fee
- Unlimited deposit & check writing
- Visa Debit Card2
- Convenient deposit locations nationwide3
Visa® Business Credit Card
Pay with a Purpose and Earn Rewards
Every time you use the “Gives to Missions” Visa® Business Rewards credit card, you’re supporting Christian causes. A portion of every dollar spent is donated to missions and ministry projects. Over $6.5 million has been donated to date! Plus, earn CURewards points towards travel, merchandise, and more.
- Earn 1 CURewards Points* for every $1 spent1
- Get $300 when you spend $3,000 in the first 3 months2
- No annual fee
- Business Hotel Savings
- Corporate Liability Waiver
Business Savings Account
Start earning interest to build for your business’ future and help advance God’s Kingdom.
Save more and earn more for your ministry.
- Earns higher rates than most savings accounts
- $100 minimum to open
- Unlimited withdrawals
- No monthly fee when daily balance remains $100 or above
Ministry Term Loans
A faster alternative to real estate secured loans, our term loans can get you the funds you need for unexpected expenses and emergencies with no collateral required.
- Unecured loan
- Competitive rates
- Fast funding
- Amortized up to 10 years*
- Term up to 5 years*
- No pre-payment penalties
Ministry Vehicle Loans
If your ministry needs to purchase a new van or shuttle bus to better serve your community or refinance the one you have, our vehicle loans can help you save money.
- Competitive rates
- Finance of up to 80% of the vehicle’s value and up to 20% of the ministry’s average annual income*
- Amortization of up to 7 years*
- Rate discount with automatic payment setup
- No pre-payment penalties
Ministry Equipment Loans
Get the Equipment you Need to Grow.
Is your ministry in need of a sound system, seating, lighting, projection or video production gear? Maybe you need playground equipment for the youngest members of your community? Let us help you fulfill your ministry’s needs!
- Competitive fixed interest rates as low as 8.34%*
- Loans from $5,000 up to $200,000
- Fixed-rate terms up to 7 years
- Quick and easy process
Why CCCU+AdelFi?
We are Unapologetically Christian
Not just in name but in the way we do business. Our Board and executive team follow sound principles rooted in scripture.
We Finance for Gospel Impact
When you bank with us, your money is used to finance church & ministry growth. Plus, we donate to Christian charities that work to spread the Gospel!
We’re Member- Driven
As a member, you’re also an owner in the Credit Uniion. As such, not only are we committed to providing you with God-honoring service, profits are returned to you in the form of better rates & fees.
We are in your Neighborhood
We’re part of the Co-op Network with 30,000+ Surcharge-Free ATMs & over 5,600 Shared Branches nationwide.
Press Articles
AMERICAN FAMILY NEWS
Survey suggests Christian customers know banking business matters
As big banks, such as JP Morgan Chase, close accounts of Christian organizations, more and more people are becoming frustrated, according to a survey conducted by a faith-based credit union.
THE CHRISTIAN POST
Should Christians take their money out of banks that don’t share their values?
Credit union survey finds at least one-third are considering changes amid ‘de-banking’ trend.
ETERNAL AFFAIRS MEDIA
As Debanking Increases, Christian Community Credit Union Research Shows Christians are Choosing to Bank with Their Values
CCCU Research Initiative Shows Christians Find Conflict in Faith Values with Major Banks.
PROPHECY NEWS WATCH
Is a Big Bank Exodus Coming?
Is it possible that Christians are now considering an exodus away from their familiar ‘big banks’ in order to better align with Christian values? Initial signs are saying yes.
THE WASHINGTON TIMES
Building a culture of generosity in your family?
Values such as unconditional love, honesty, and faith are certainly the cornerstones of a strong family unit. However, in today’s increasingly individualistic society, there is one value that yields lasting returns…
Terms & Conditions
*Special bonus offers will be deposited after 60 days for Harvest Checking and 30 days for Harvest Savings once approval of membership eligibility and bonus eligibility requirements have been met. Bonus offer available to U.S. residents who are new members and meet the product requirements. New members are those who have not been a member of Christian Community Credit Union in the last 24 months. Bonus is considered taxable income and the recipient may be responsible for any tax implications.
1. Harvest Checking: *APY = Annual Percentage Yield. APYs are accurate as of 02/20/2026 and are subject to change without notice. Fees may reduce earnings. One-time $100 bonus is for new members who register for digital banking and enroll in eStatements.
To earn the advertised APY: (a) No minimum balance required after required $100 opening deposit. Higher-yield APY will be paid on maximum balance of $5,000. Balances in excess of $5,000 will earn the lower dividend rate of 0.05%.
Qualification criteria for higher APY: 1) You must register for e-statements 2) Have an active online banking 3) Have an activated Christian Community Credit Union (CCCU) debit card associated to your Harvest Checking account or CCCU credit card AND 4) $500 in accumulated deposits during the month. Transfers must be external and cannot be from another Christian Community Credit Union account. (b) To qualify for the one-time bonus, you must register for digital banking and enroll in eStatements. Bonus is for new members only. (c) Applies to Visa debit signature-based transactions.
Membership Eligibility is required. New and converted accounts will receive the higher APY for at least the first dividend cycle. After that, if you do not meet all of the qualification criteria, the account will earn the lower dividend rate 0.05%. Fees may reduce earnings. Limit: One Harvest Checking account per Member.
2. Harvest Savings: APY = Annual Percentage Yield. APYs are accurate as of 02/20/2026 and are subject to change without notice. (a) Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,000.01-$10,000 will earn the lower dividend rate of 2.25% APY. Balances $10,000.01+ will earn the dividend rate of 0.10% APY. Active online banking required. Fees may reduce earnings. (b) To qualify for the one-time $100 bonus, the new savings account must have a balance of $5,000 or more 30 days from the date the account was opened. Bonus is for new members only. (c) $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. One Harvest Savings account per member.
3. Cash Rewards: * Interest Rates and Fees▸ (APR=Annual Percentage Rate)
Eligibility to apply for the Cash Rewards Visa® is based on your affiliation with a qualifying Christian church, ministry, or school.
*APR=Annual Percentage Rate. Rates and terms effective 02/20/2026 and are subject to change without notice.
(a) 1.5% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account.
(b) To qualify for the $200 cash rewards bonus, a total of at least $750 in net purchases (purchases minus returns/credits) must post to your account within three months from the date your account is opened.
(c) 0% Introductory APR on purchases for 6 months, then a variable APR of 18.49% – 32.49% based upon your creditworthiness. 0% Balance Transfer APR for six months when balances are transferred during the first 60 days of account open date, then the variable APR of 18.49% – 32.49% based upon your creditworthiness. Balance Transfer Fee is 3% of the amount transferred with a $15 minimum.
(d) Cash Advance Fee is 3% of the amount transferred with a $15 minimum. No foreign transaction fee.
4. Ministry Harvest Savings: APY = Annual Percentage Yield. APYs are accurate as of 01/05/2026 and are subject to change without notice. Fees may reduce earnings. $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. One Ministry Harvest Savings account per member.
1. Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,000.01-$10,000 will earn the lower dividend rate of 2.25% APY. Balances $10,000.01+ will earn the dividend rate of 0.10% APY.