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Frequently Asked Questions

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Are my purchases protected under zero liability?

Yes. Whether you use Apple Pay, Google Pay, Samsung Pay, or a physical card, you are protected under zero liability against fraudulent transactions.

Can I use Apple Pay to make contactless payments internationally?

Yes. Apple Pay has been designed to enable contactless payments internationally.

How do I add my card to Apple Pay?

Adding your card to Apple Pay is quick and easy.

1. Open Wallet on your iPhone, iPad, Apple Watch, or Mac.

2. Select “add credit or debit card.”

3. Select the camera icon next to the field labeled “Card Number.” This will allow you to take a photo of your card. Next, enter the security code found on the back of your card and fill in any remaining fields.

How do I add my card to Google Pay?

Adding your card to Google Pay is quick and easy.

1. Open the app on your Android phone or tablet.

2. Select “+” to add a card.

3. Align your card to fit inside the frame to take a picture or select “Add manually.” Next, enter the security code found on the back of your card and fill in any remaining fields.

How do I add my card to Samsung Pay?

Adding your card to Samsung Pay is quick and easy.

1. Open the app on your Samsung device.

2. Select “add”.

3. Align your card to fit inside the frame to take a picture or select “Enter card manually.” Next, enter the security code found on the back of your card and fill in any remaining fields.

How secure are Apple Pay, Google Pay, and Samsung Pay?

Using these digital wallets is more secure than using your physical card. This is because a digital account number is used instead of your actual card number. Neither your personal information nor your physical card number is ever revealed to the merchant.

Is Apple Pay available on Android devices?

No. Apple Pay is only available on select Apple devices.

Is there a fee for using Apple Pay, Google Pay, or Samsung Pay?

No. There is no fee for using these services.

My wife and I share the same card number. Can the card be loaded on different phones?

Yes. One card can be loaded on to each cardholder’s passbook.

What if my phone or tablet is lost or stolen?

If your device is stolen, call us immediately at 866-820-3854 so we can deactivate your card for use with Apple Pay, Google Pay, or Samsung Pay. Once you receive your new device, simply re-add your cards. In the meantime, you can continue to use your physical card without interruption.

Useful Tip: “Find my iPhone” is an app you can download to your device. Using this app, you can lock your device remotely wherever you may be. Learn more about this app on the Apple website. For Android and Samsung, check with your device manufacturer’s website for other beneficial security features.

What if my physical Visa card is lost or stolen?

Please contact us immediately at 866-820-3854. Remove the lost/stolen card from Apple Pay, Google Pay, or Samsung Pay. Once you receive your new replacement card, you can add it to your digital wallet.

What should I do when I receive a new, renewed, or replacement card?

For any new, renewed, or replacement cards, you will go through the initial set up to add the card to Apple Pay, Google Pay, or Samsung Pay.