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Compare our Rates and Earn More for your Money!

Accounts Christian Community
Credit Union
Chase Wells Fargo Bank of America Citibank
Savings1 0.15% APY 0.01% APY 0.01% APY 0.01% APY 0.04% APY
Money Market2 0.20% APY 0.01% APY 0.01% APY 0.03% APY ***
6-Month Certificate3 0.40% APY 0.01% APY 0.01% APY 0.03% APY 0.07% APY
12-Month Certificate3 0.60% APY 0.01% APY 0.05% APY 0.05% APY 0.15% APY
36-Month Certificate3 1.20% APY 0.05% APY 0.45*% APY 0.12% APY 0.50% APY
60-Month Certificate3 1.70% APY 0.25% APY 1.01**% APY 0.75% APY 0.50% APY

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Special Certificates

1.25% APY Penalty-Free Certificate

No penalty for early withdrawal. You can withdraw your money seven days after opening your account and anytime thereafter without a penalty. Early withdrawal must be for the full balance plus all dividends earned. At maturity, the certificate will renew into a 12-month, non-penalty-free, term share certificate at the prevailing rate.

  • 15 months
  • $500 minimum; $100,000 maximum per member
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1.50% APY Step-it-Up Certificate

If the standard rate increases on a 30-month certificate, you can STEP UP your rate once during the term. At maturity, the certificate will renew into a 24-month term share certificate at the prevailing rate. A penalty will be imposed on early withdrawals from certificates. 

  • 30 months
  • $500 minimum; $100,000 maximum per member
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Personal Banking for Existing Members

TO OPEN AN ACCOUNT ONLINE, sign-in to Online Banking first through the yellow Login Box found on the top right of every page on our site. Once you're logged onto Online Banking, select the menu item "Open a New Account" to get you started.

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First-time User to Online Banking?

Enter your member number as your User ID. For your password, call 800.347.CCCU (2228)


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Personal Rates ▸  |  Ministry & Business Rates ▸


APY=Annual Percentage Yield. Rates and terms effective 11/01/17 and are subject to change without notice.
1. Savings Account requires $100 minimum deposit to open. A $5.00 monthly fee will be assessed when balance falls below the minimum. Variable rates and yields may change after the account is open.
2. Money Market Account requires $1,000 minimum deposit to open. A $10.00 monthly fee will be assessed when the balance falls below the minimum.
3. Comparison rates for Money Market and Certificate Accounts at $1,000 minimum balance. Wells Fargo certificates require a $2,500 minimum.
*The 0.45 rate is for a 39-month term with $5,000 minimum.
**The 1.01 rate is for a 58-month term with $5,000 minimum.
***Not Available online

4% Welcome

New Member Certificate

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