Business

You're serious about your business, and so are we.

You deserve to work with a financial institution that shares your values and understands your needs. 

We offer products and services to help you grow your business, with a personal touch that the big banks can't match. Let's work together to help you achieve your professional goals!  

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Deposit Accounts

Business Interest Checking

With unlimited deposits and check writing, this account will work for a business of any size. Our business checking account offers:

  • Interest earned on entire daily collected balance when $1,500 or more
  • Unlimited deposited items
  • Unlimited check writing
  • Convenient deposit programs
  • Unlimited no fee ATM access within the CO-OP Network1
  • Free bill payer
  • Free introductory check order
  • Overdraft protection available
  • Free eStatements

Minimum deposit to open is $100. Checking Account earns interest when daily balance is $1,500 or more. This is a variable rate account, and the APY could change after the account is opened. For current APY, call 800.347.CCCU (2228) or view our current rates.

A $15 monthly fee is incurred when the daily balance falls below $1,500 at any time during the month.

1. ATMs available through the CO-OP ATM Network. A surcharge fee from the ATM owner may apply on non CO-OP ATMs.


Business Savings

Start saving money for your business using our flexible savings account, which offers:

  • Low balance requirements with favorable returns
  • More earnings than most bank passbook accounts
  • Unlimited transfers and withdrawals at any time without penalty

Unlimited withdrawals: When made in person, by mail or at an ATM. When made by telephone, fax or computer, if a check is payable to the member and mailed to the member. Unlimited transfers when made between the accounts of the same member and made in person by mail or at an ATM and when the transfer is made by the member to pay a loan the member has with the Credit Union.

Limited to six (6) transfers or withdrawals when payable to a third party when made by telephone, fax, computer as well as by check or debit card. Made by telephone, fax or computer to another account of the member at the Credit Union. Made by preauthorized, automatic or bill-payment arrangement for transfers to the member’s other account(s) at the Credit Union or to a third party.

$5 monthly fee when the balance falls below $100.


Money Market Accounts

  • Minimum opening deposit of $1,000
  • Minimum daily balance of $1,000
  • Variable tiered rate account
  • Interest compounded daily and paid on monthly collected balances
  • $10 monthly service fee when balance falls below daily minimum of $1,000
  • Statement options include eStatements and combined relationship statement

Limited to six (6) transfers or withdrawals when payable to a third party when made by telephone, fax, computer as well as by check or debit card. Made by telephone, fax or computer to another account of the member at the Credit Union. Made by preauthorized, automatic or bill-payment arrangement for transfers to the member’s other account(s) at the Credit Union or to a third party.


Term Share Certificates

  • Fixed-rate term certificates earn high rates for the term of your choice - anywhere from six months to five years
  • Minimum opening balance of $1,000
  • Dividends are compounded daily and paid monthly
  • Automatic renewal
  • Choose to have interest compounded or automatically deposited to your checking or savings account

A penalty will be imposed for early withdrawal from certificates. 


Business Lending

Small Business Loans

We're committed to supporting our entrepreneurial members, and that includes offering small business loans.

We offer business lines of credit and loans to finance equipment purchases and for the improvement, expansion or purchase of business property. We also provide commercial real estate loans for owner-occupied properties.


Certificate Laddering

Maximize Your Savings

Built around the concept of owning multiple bank certificates of deposit that have different maturity dates, the Certificate Ladder Principle can offer a safe and effective way to help you earn more without requiring you to lock in all of your money for the long term.

Learn more

Rates

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Contact The Ministry Development Group today!

800.347.CCCU, ext. 6216

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