Welcome Friends of ABCOFLASH
Finally, a financial institution where you can bank with your Christian values—Christian Community Credit Union (CCCU)!
As America’s #1 Biblical banking solution, we offer full-service digital banking designed to help you live and give more abundantly.
Get started by selecting one of our premium checking and savings accounts below.
Choose the Product that’s Right for You
Harvest High-Yield Checking
Grow your money with a checking account that offers a whopping 4.00% APY*.1
- High-yield interest rate on balances up to $5,000.1 Qualifications apply.2
- No minimum balance1 or monthly service fee
- A portion of every dollar spent using your Visa debit card3 goes to ministries & missions
Harvest High-Yield Savings
Enjoy earning an exceptional high-interest rate of 5.00% APY* for balances up to $5,000.1
Plus, your money is put to work in financing church and ministries for growth and expansion.
- Variable-tiered rate1
- $100 minimum to open and no monthly fee2
- Immediate access to funds
- Must register & use Online/Mobile Banking
The International Ministries (IM) Visa®
A portion of every dollar spent using the card goes to Christian charities.
- Earn 1 CURewards‡ Point for Every $1 Spent
- Get up to 20,000 bonus points—a $200 value—when you’re approved for the card!
- 0% APR* Intro & Balance Transfer Rate for the first 12 months
- No Annual Fee
Tips & Resources
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How to Start Saving: 5 Tips From the Bible
As is true with so many aspects of money management, saving money is simple but it’s not always easy. It’s simple in that you can open a savings account from…
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Beyond the Numbers: Strengthening Ministry Through a Pastor-Finance Leader Partnership
Guest Author: Bill Cox
, CEO and Founder, Martus Solutions The role of the church finance leader is not simply about controlling spending—it’s about setting priorities that support and grow the…
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What Your Loan/Debt is Really Costing You
Borrowing money is so common in our culture that it seems normal. While the Bible places no outright prohibitions against borrowing, it does offer some cautions. Mostly, if you’re not…
Terms & Conditions
1. Harvest Checking: *APY = Annual Percentage Yield. APYs are accurate as of 05/04/2025 and are subject to change without notice. Fees may reduce earnings. (1)   No minimum balance required after required $100 opening deposit. Higher-yield APY will be paid on maximum balance of $5,000. Balances in excess of $5,000 will earn the lower dividend rate of 0.05%. (2) Qualification criteria for higher APY: 1) You must register for e-statements 2) Have an active online banking 3) Have an activated Christian Community Credit Union (CCCU) debit card or CCCU credit card AND 4) $500 in accumulated deposits during the month. (3) Applies to Visa debit signature-based transactions.
Membership Eligibility is required. New and converted accounts will receive the higher APY for at least the first dividend cycle. After that, if you do not meet all of the qualification criteria, the account will earn the lower dividend rate 0.05%. Fees may reduce earnings. Limit: One Harvest Checking account per Member.
2. Harvest Savings: APY = Annual Percentage Yield. APYs are accurate as of 05/04/2025 and are subject to change without notice. (1) Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,001-$10,000 will earn the lower dividend rate of 2.50% APY. Balances $10,001+ will earn the dividend rate of 0.10% APY. Fees may reduce earnings. (2) $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. One Harvest Savings account per member.
3. IM Visa®: * Interest Rates and Fees▸ (APR=Annual Percentage Rate)Â
Visa/MasterCard Credit Card Agreementâ–¸Â
Visa Secured Credit Card Agreementâ–¸Â
Eligibility to apply for the Visa Signature and World MasterCard is based on your affiliation with a qualifying Christian church, ministry, or school.Â
*APR=Annual Percentage Rate. Rates and terms effective 05/04/2025 and are subject to change without notice.Â
‡ CURewards: Receive up to 20,000 bonus points on purchases:10,000 when you’re approved and up to 10,000 more with double points for the first six months on any purchase (a $200 value). After the first six months, double points only apply to donations to churches, many ministries, and charitable organizations with IRS Merchant Category Code 8661 and 8398 and are subject to change without notice. Points earned will be credited to your account each month, will accrue over five calendar years and expire on a first-in-first-out basis annually. Points earned in calendar year one will expire as of the last day of calendar year five.