Individual Retirement Accounts
Saving for retirement and setting your personal goals are the keys to enjoying a secure and enjoyable retirement. Use the tools in our IRA Service Center to help make a plan that works for you. Plus, the money you deposit goes towards funding missions and ministry projects.

IRA Options
Just starting to catch up? We can help you set up a plan to reach your retirement goals. Taxpayers over the age of 50 can make extra IRA contributions each year. You have until April 15, 2025 to make your 2024 IRA contributions. Below are your IRA options.
- Money Market: $100 minimum deposit to open
- Certificates: $1,000 minimum deposit to open
Answers to Your Retirement Questions
Does a Roth IRA Makes Sense for You?
The IRA Conversion Analyzerâ„¢ will assist you in evaluating potential benefits of converting (or not converting) Traditional IRA funds to a Roth IRA.
Which is best…Traditional IRA or Roth IRA?
The answer to that question depends on a number of factors. The IRA Selectorâ„¢ will assist you in evaluating which type of IRA will provide the greatest amount of after-tax income at retirement.
CCCU Legacy Resources & Products
For Members Only
Take Advantage of these Special Offers!

Do you have a will and trust?
As a CCCU member, you get an exclusive discount with Christian TrustMaker. Get professional legal advice and create your family trust for under $400! A great option to ensure your legacy is intact, and all from a biblical perspective. Use exclusive code: CCCU.
Use coupon code: CCCU when setting up your account. State limitations apply. Click here for complete details.
Exclusive Discount
As a CCCU member, you can get 10% off any book order at Compass Financial Ministries. Simply use coupon code CCCU10 in the checkout.

Featured Resource: “Charting Your Legacy”
A 6-lesson study, “Charting Your Legacy” helps those with significant resources manage their wealth according to God’s will. It aims to guide participants towards hearing “Well done, good and faithful servant” (Matthew 25:21) at life’s end.
Use coupon code CCCU10 for your 10% discount at checkout.

Finishing Well
What does it mean to finish well from a financial and biblical perspective? Check out this compelling chapter from the book Charting Your Legacy by Howard Dayton.

Webinars
Our friends at Compass Financial Ministries Register for a webinar provided by our friends at Compass Financial Ministries. Topics range from budgeting to in-depth legacy planning.