7 Tips for Using Credit Cards Responsibly
Is debt putting your life on hold? According to a new survey, one quarter of Americans ages 18-34 are struggling with debt. And, because of that debt, they’re delaying big life events like buying homes and having children. Credit card debt…
Save Your Money, Build Your Future
According to a new report, 66% of younger Americans have nothing saved for retirement. But the good news is that there’s something you can do right now, today, to change it. Today, you can start taking charge of your financial future. The…
5 Reasons to Buy Your Own Car
Buying a car is a big decision. It’s definitely a financial commitment, but it can be a very positive step for your financial future. You may have heard that the future belongs to ridesharing services and short-term car leasing. But…
10 Ways to Finance Your Grad School Education
Congratulations! You got your undergraduate degree and now it’s time to think about grad school. But how are you going to pay for it? You’ll want to have a financial plan in place before you enroll, especially if you’re married…
The Opportunity of Biblical Stewardship
Our identity has a huge impact on how we think and what we do. That’s why, if we want to manage money well, it’s so important to understand who we are in God’s eyes, financially speaking. And why it’s so…
Easing Into Home Ownership
For the first 10 months of our marriage, my wife and I rented an apartment. Then we bought a condo where we lived for five years. And then we bought a house. We didn’t purposefully set out to follow that…
Membership Matters! Why You Should Join a Credit Union
Have you ever considered joining a credit union? If not, why not? Credit unions offer the same products and services that banks do. Plus, when you join a credit union, you’re part of a movement—a movement of people helping people. Banks serve…
Why You Need to Save Now
You may think you’re doing pretty well financially. You keep up with your everyday bills without too much trouble. You have a credit card or two in case of emergency. So why save? If you’re not saving, you could find yourself in…
Striking the Right Balance Between Saving and Investing
You may have heard the advice, “Pay yourself first.” The idea is to set aside a portion of every dollar you receive and use that money for saving or investing. But which one should come first: Saving or investing? Or…
Don’t Drive Your Financial Life Without a Dashboard
I needed to make a quick trip to the grocery store on a recent evening. So, I got in my car, turned the key, flipped on the headlights, and started backing out of the garage. But I didn’t get very…
