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Smart Money Blog

Down Payment Gifts

Using Gift Money for a Down Payment Especially for young first-time homebuyers, one of the biggest challenges is coming up with the money for a down payment. While it’s true that mortgages are available today that require as little as…

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3 Stewardship Lessons from the COVID-19 Pandemic

3 Stewardship Lessons from the COVID-19 Pandemic The COVID-19 pandemic is still greatly impacting American lives, and its effects will undoubtedly be felt for some time to come. However, the pandemic has also presented an opportunity for all of us…

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Buying a House

Is This a Good Time to Buy a House? After a long stretch of extremely low mortgage rates, those rates are starting to edge up. However, if you’re in the market for a house, rates are still very low. So,…

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Church Loans 101: Planning for Success

You can help make the loan process go as smoothly as possible by learning about the documents and steps involved, and about some problems that may pop up along the way. Let’s get your ministry set up for success! What…

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Church Loans 101: How to Get Started

You’ve been working hard for years to grow a church, and now you have a thriving congregation. You have regular attendees and you’re ready to take the next step to bring your ministry to a higher level. Maybe you want…

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Setting Financial Goals for the New Year

If the pandemic wreaked havoc with your financial goals in 2020, you’re not alone. No one could have foreseen such an event that changed all of our lives in countless ways. But one disruptive year doesn’t invalidate the importance of…

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5 Tips For Buying an RV

The COVID-19 pandemic has changed many people’s vacation plans. Flying overseas may no longer be an option. Cruises are canceled. So how can you enjoy your time off and get away from home for a while? Buying a recreational vehicle…

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6 Fantastic Ideas for a Memorable Zoom Wedding

The COVID-19 pandemic has changed almost every aspect of our lives. But you don’t have to cancel, or even postpone, your wedding! With some careful planning, you can still celebrate your special day with your family and friends. And, best…

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Making the Rule of 72 Work for You

You’ve probably heard that putting your money into interest-bearing accounts can make it grow. But do you know how much it grows? And do you know how long it would take your money to double? That’s what the Rule of…

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