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Smart Money eNewsletter – Winter 2019

Smart Money Winter 2019

Scholarships for Success—$70,000 Available!

Do you or someone you know need money for college? Our “Scholarships for Success” program can help. We’re awarding $70,000 in scholarships in 2019!

Apply early… applications are due March 31, 2019.

Learn more!

It's a Money Thing

NEW! It’s a Money Thing

Check out our new “It’s a Money Thing” library filled with valuable financial education videos to help you understand how to manage and grow your money as a young adult.

Visit library!

Millennial Quiz

What Type of Millennial are You?

Are you more the Maverick or the Culturist? The Entrepreneur or…

Take this quiz to find out your most defining Millennial traits.

Take the Quiz!1

Liquid Certificate

Looking to Earn More for Your Money?

Check out our NEW Liquid Certificate! Your money stays liquid or accessible with penalty-free withdrawals, unlimited deposits, and a great rate of 2.30% APY2 for 15 months.

Open a Certificate!

Mobile and Online Banking

Manage Your Account Anytime, Anywhere!

With Mobile & Online Banking, you’re never too far from your money. Just a few clicks and you can check your account balances and history, confirm deposits, and view check images. Plus, transfer funds between your accounts at the Credit Union or elsewhere.

Get started!

1.Third party website is not operated by Christian Community Credit Union. We are not responsible for the content of the alternate website and will not represent either the third party or you, the member, if you enter into a transaction. The privacy and/or security policies of the website may differ from those practiced by the Credit Union.
2. APY=Annual Percentage Yield (APY). APYs are accurate as of 02/14/2019 and are subject to change without notice. $2,000 minimum. New money only. APY assumes that dividends remain in the account until maturity. Unlimited deposits are accepted during the term of the certificate. No penalty for withdrawals of up to 50% of the start-of-day certificate balance, minimum $500, if made after the certificate has been opened for a minimum of seven days. Withdrawal amounts in excess of 50% in one day will be subject to a 90-day interest penalty, not to exceed interest earned to date. Withdrawal of any amount in the first six days of the certificate being open will result in a penalty of seven days’ dividends. At maturity, the certificate will renew into a 12-month, regular term share certificate at the prevailing rate. Deposits cannot be a transfer from existing funds with Christian Community Credit Union. Not available for IRA accounts. A withdrawal will reduce earnings. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Regulation D imposes a six transfer/withdrawal limit per month, which includes the following types of transactions: 1) Pre-authorized or automatic withdrawal arrangement for a transfer to the member’s other account(s) at the credit union or to a third party; Telephone transfers; or Transfers initiated by personal computer to another account at the credit union or to a third party during a calendar month. Transfers to a third party if made by check. 2) Transactions NOT included in the six transfer/withdrawal limit are as follows: Transfers or withdrawals the member makes in person, through an ATM, by mail or by telephone (which results in the mailing of a check payable to the member). Transfers from a credit union account to the same credit union for the purposes of repaying a loan.

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