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Smart Money eNewsletter – Winter 2018

$60,000 in Scholarships Available

Need money for college? Know someone who does? Our multi-year “Scholarships for Success” program offers a maximum lifetime scholarship of $6,000. Application period begins February 1st and ends March 31st!
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Access Your Account Everywhere

Whether you’re at work, on vacation, or relocating, accessing your account has never been easier! Because Christian Community Credit Union is part of the CO-OP ATM and Shared Branch network, the second largest network in the country, we are everywhere you need to be. That’s access to more than 30,000 surcharge-free ATMS and over 5,600 Shared Branches nationwide! Find the Nearest ATM or Branch!
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Got Home Ownership on Your Mind?

Author of four biblical money management books, Matt Bell shares his real-life story that’ll help you “Ease Into Home Ownership.”
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Ready to take the next step? From finding a real estate agent to choosing the right loan for your budget, we can make each step easier to owning your own home.
Get Started!

We’re More Than Just a Bank

We’re a family committed to Christian values and good stewardship while offering you the financial services you need. Check out this short video to see how we’re making a positive difference.
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1. APR = Annual Percentage Rate. Mortgage Loan rates and terms effective 01/25/18 and are subject to change without notice. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as a commitment to lend. Loans are subject to credit, income, and property appraisal. Other conditions and restrictions may apply. NLMS ID Number is 504297.
2. 5/1 Adjustable Rate is a 30-year amortization. New purchase money maximum loan-to-value (LTV) ratio is 97%. Private Mortgage Insurance (PMI) is required on loans over 80% LTV. For refinance loans with cash out, the maximum loan-to-value ratio is 90% (PMI required) based on appraised value. All rates apply to single family dwellings that are owner occupied. Closing costs are associated with this loan. The APR is based on loan amounts up to $424,100.00. The loan may be refinanced at any time. Loan approval subject to credit, income and property appraisal. Points and other fees may be associated with this loan. For Adjustable Rate Mortgages: After the initial fixed rate period has expired, the applicable interest rate and monthly payments will be adjusted annually based upon movements of an interest rate index. The amount of the initial monthly payments is based on an interest rate which may be less than the sum of the current index plus margin. Based on current market conditions, the fully indexed rate (once adjusted) is calculated by combining the margin and associated mortgage index. The APR is based on loan amounts up to $625,500.00. The loan may be refinanced at any time. Loan approval subject to credit, income and property appraisal. Points and other fees may be associated with this loan.

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