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No-Fee Student Checking

Ages 16-24 

With our Student Checking account, your money is always within reach. Whether on campus or on the go, our free mobile app gives you fast, easy, 24/7 access to your account. It has no fees, no monthly service charge, and no minimum balance requirement. Plus, get a $200 Bonus1 when you open your first CCCU Checking Account!

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200$ bill

$200 Bonus

when you open your first Free Checking Account1

24/7 Account Access

through CCCU mobile app, 30,000+ surcharge-free ATMs nationwide, & 5,600+ Shared Branches through CO-OP Network2

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Gives to Missions

with Visa Debit Card signature-based purchases

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Earns Rewards

Get Cash back, fee airfare and more3

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Student Checking

  • $100 minimum to open 
  • No minimum balance 
  • No monthly service fee
  • Free Visa Debit Card 
  • Free mobile app

Explore Our Services

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Digital Banking

Manage your finances anywhere, anytime! 

You’re never too far from your money with our free digital banking apps that make life easier.

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Courtesy Pay

An Extra Level of Protection for Your Checking Account 

You can easily opt-in within Online/Mobile Banking when you’ve opened your account.

Direct Deposit

Fast and Convenient

Get your money quicker. Simplify your budgeting. Avoid ATM lines. When you choose our Direct Deposit for your payroll, Social Security, or pension check, you get all of these benefits and more.

Be sure to sign up within Online Banking!

Need to Re-Order Checks

Still using checks? Protect your money with high security checks.


Terms & Conditions

Bonus Checking Offer effective 09/26/2022 and is subject to change without notice.

1. To receive $200 Checking Bonus: 1) Open your FIRST Free Checking or Checking Plus Account with at least $100. 2) Sign up for eStatements within 60 days of account opening at myCCCU.com/estatements. AND 3) Set up a qualifying Direct Deposit, which must be received within 60 days of account opening. To confirm eStatement registration, call 800.347.2228 or contact us via Secure Support link within Online Banking. Bonus cannot be used as opening deposit. Qualifications: Direct Deposit needs to recur for a minimum of 60-days from the first electronic deposit and be for at least $200.00 from your or your joint owner’s paycheck, pension, or government benefits (such as Social Security). Payments, Non-payroll ACH, and Transfers from another CCCU account or other financial institution do not qualify as Direct Deposits. Bonus Payment: Checking bonus will be deposited to your new Checking Account within 60 days after approval of membership eligibility and meeting Direct Deposit and eStatement requirements. Bonus offer available to U.S. residents. Bonus is considered taxable income and the recipient is responsible for reporting the amount to the IRS. Bonus Limit: One checking bonus per account, per Direct Deposit payee, per member, per household. Cannot be combined with other promotions. Account Closing: If new Checking Account is closed within six months after account opening, the bonus will be deducted from the closing balance.     
2. ATMs available through the CO-OP Network. A surcharge fee from the ATM owner may apply on non CO-OP ATMs. 
3. One CURewards point for every $2 in signature-based purchases with the Visa Debit Card. If you do not qualify for a Visa Debit Card, you may receive an ATM Card. No CURewards points are earned using an ATM Card.