Checking Plus
Our Checking Plus account not only earns interest like a savings account but also gives to Christian causes! Every time you use your free Visa Debit Card as a signature purchase, a portion is donated to missions and ministry projects and you earn rewards. Just maintain Direct Deposit or keep a $1,500 daily balance and pay no monthly fee. It’s a Checking account that lets you save, earn, and give all at the same time!
$200 Bonus
when you open your first Free Checking Account2
24/7 Account Access
through CCCU mobile app, 30,000+ surcharge-free ATMs nationwide, & 5,600+ Shared Branches through CO-OP Network3
Gives to Missions
with Visa Debit Card signature-based purchases
Earns Rewards
Get Cash Back, free airfare and travel, and more4
Checking Plus
- $200 Bonus when you open your first Checking Account2
- Earns interest when daily balance is $1,500 or more
- No monthly service fee1 with Direct Deposit or $1,500 minimum daily balance
- Minimum to Open: $100
- APY*: 0.05%
Explore Our Services
Digital Banking
Manage your finances anywhere, anytime!
You’re never too far from your money with our free digital banking apps that make life easier.
Direct Deposit
Fast and Convenient
Get your money quicker. Simplify your budgeting. Avoid ATM lines. When you choose our Direct Deposit for your payroll, Social Security, or pension check, you get all of these benefits and more.
Be sure to sign up within Online Banking!
DoubleCheck
Automated alerts to help you resolve Non-Sufficient-Funds (NSF) before they’re declined.
Receive alerts by text or email so you can rectify the situation before your transaction is declined.
*When using DoubleCheck, a $20 service charge applies and an additional 2.5% credit card transaction fee if a credit card is used.
Courtesy Pay
An extra level of protection for your Checking Account.
You can easily opt-in within Online/Mobile Banking when you’ve opened your account.
Need to Re-Order Checks
Still using checks? Protect your money with high security checks.
Terms & Conditions
Offer effective  06/10/2023  and is subject to change without notice.
1. No minimum balance required after $100 opening balance.
2. To receive $200 Checking Bonus: 1) Open your FIRST Free Checking or Checking Plus Account with at least $100. 2) Sign up for eStatements within 60 days of account opening at myCCCU.com/estatements. AND 3) Set up a qualifying Direct Deposit, which must be received within 60 days of account opening. To confirm eStatement registration, call 800.347.2228 or contact us via Secure Support link within Online Banking. Bonus cannot be used as opening deposit. Qualifications: Direct Deposit needs to recur for a minimum of 60-days from the first electronic deposit and be for at least $200.00 from your or your joint owner’s paycheck, pension, or government benefits (such as Social Security). Payments, Non-payroll ACH, and Transfers from another CCCU account or other financial institution do not qualify as Direct Deposits. Bonus Payment: Checking bonus will be deposited to your new Checking Account within 60 days after approval of membership eligibility and meeting Direct Deposit and eStatement requirements. Bonus offer available to U.S. residents. Bonus is considered taxable income and the recipient is responsible for reporting the amount to the IRS. Bonus Limit: One checking bonus per account, per Direct Deposit payee, per member, per household. Cannot be combined with other promotions. Account Closing: If new Checking Account is closed within six months after account opening, the bonus will be deducted from the closing balance.  
3. ATMs available through the CO-OP Network. A surcharge fee from the ATM owner may apply on non CO-OP ATMs.
4. One CURewards point for every $2 in signature-based purchases with the Visa Debit Card. If you do not qualify for a Visa Debit Card, you may receive an ATM Card. No CURewards points are earned using an ATM Card.