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Personal Line of Credit

Need more cash?
Open a Personal Credit Line – Rate as low as 10.25% APR

Financial Banking Services for Christians
Personal Loans

Personal Loans

  • This is an open-end line of credit with payments of 3.5% of the outstanding balance.
  • Rates are variable and tied to The Wall Street Journal Prime Rate with a maximum APR* of 18%. Rate effective 11/22/2019.

Fees

A $25 one-time membership fee applies if you do not have a deposit account at Christian Community Credit Union. Fee will be waived if you have a deposit account or you open one within 30 days of loan approval. Visit myCCCU.com/deposit.

Fresh Start Loan Icon

Fresh Start Loan

Consolidate payday and other high-interest loans at a lower rate!

Let us help you get on the path to financial wellness and stewardship! The Fresh Start Loan offers a better alternative to payday loan sharks. Plus, you can save money with a lower loan rate.

  • Rates are as low as 21% APR.1
  • Request from $5,000 to $25,000 for up to 60 months.2
  • Get free financial counseling through GreenPath Financial Wellness.
  • Earn a rebate3 of 10% of the loan interest to help pay down your loan. Cash out not available.

Terms & Conditions

1) APR = Annual Percentage Rate effective 11/22/2019 and is subject to change without notice. This is a fixed term, close-ended loan. Tiered rate based on credit score and debt-to-income ratio. Not all borrowers will qualify for the lowest rate.
2) Monthly payment for $10,000 for 60 months at 21% APR would be $272.84. A processing fee of $25 applies when loan is funded. Financing the processing fee will increase the monthly payment.
3) To receive the 10% interest loan rebate: 1. Set up a Checking Account with automatic loan payments. Checking Account does not qualify for the $200 checking bonus. 2. Enroll and complete GreenPath Financial Wellness course within 60 days of loan funding. 3. No late payments. Loan account is considered late if payment is received after grace period ends. AND 4. Credit score will be reviewed annually and must be the same or increased since initial loan funding or last review. Interest rebate is credited annually and will be 10% of interest paid on the loan during the calendar year. Interest rebate will be credited back to the loan by January 31st. Cash out not available.

Terms and conditions apply.

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