Ministry Certificates / Savings / Money Market
Ministry Member Welcome

Your money helps provide low-rate loans to ministries, churches, and their members. Best of all, you're sowing seeds towards building God's Kingdom!

• 7 months
• $500 minimum
• $10,000 maximum per member
• One certificate per new ministry

Must be opened within 30 days of joining the Credit Union. At maturity, the certificate will renew into a 12-month term share certificate at the prevailing rate. A penalty will be imposed on early withdrawals from certificates.

Term Share Certificates
Fixed-rate term certificates earn high rates for the term of your choice anywhere from six months to five years
  • Dividends are compounded daily and paid monthly
  • Automatic renewal
  • Choose to have interest compounded or automatically deposited to your checking or savings account
  • A penalty will be imposed for early withdrawal from certificates
  • Minimum opening balance $1,000

Certificate Laddering—Maximize your Savings!
Built around the concept of owning multiple bank certificates of deposit that have different maturity dates, the Certificate Ladder Principle can offer a safe and effective way to help you earn more without requiring you to lock in all of your money for the long term.
Savings Accounts

• Earns more than most bank passbook accounts

• Money can be transferred or withdrawn at any time without penalty

• Limitation on transfers

• $100 minimum to open
• $5 monthly fee when balance falls below $500
• Access account using Ministry Online Banking, Ministry Cash Management, or at an ATM

• Statement options include eStatements and combined
relationship statement

Money Market Accounts

• Minimum opening deposit of $1,000

• Minimum daily balance of $1,000

• Interest compounded daily and paid on monthly
collected balances

• Monthly service fee of $10 when the balance falls
below minimum

• Access account using Ministry Online Banking, Ministry Cash Management, or at an ATM

• Statement options include eStatements and combined
relationship statement

• Variable tiered rate account.

Learn MORE about:
Contact The Ministry Development Group today!

*APY= Annual Percentage Yield. $500 minimum. Annual Percentage Yield (APYs) assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. APYs are accurate as of
and are subject to change without notice.

**Unlimited withdrawals: When made in person, by mail or at an ATM. When made by telephone, fax or computer, if a check is payable to the member and mailed to the member. Unlimited transfers when made between the accounts of the same member and made in person by mail or at an ATM and when the transfer is made by the member to pay a loan the member has with the credit union. Limited to six (6) transfers or withdrawals when payable to a third party when made by telephone, fax, computer as well as by check or debit card. Made by telephone, fax or computer to another account of the member at the credit union. Made by preauthorized, automatic or bill-payment arrangement for transfers to the member’s other account(s) at the credit union or to a third party.



© Copyright 2016, Christian Community Credit Union. All rights reserved.