Welcome Friends of Financial Issues
Bank with a Credit Union that shares your faith.
CCCU offers full-service banking with a suite of products and services tailored to help you thrive financially so you can give more generously. Become a part of the CCCU family simply by opening a deposit account or applying for a loan.
Start strong and build your savings
Offered at a special high rate to help members earn more for the future.
- 7 months
- $500 minimum to open; $250,000 maximum
- One CD per member
- New money only‡
Visa® Signature / World MasterCard
Gives to Missions & Earns Rewards
Purchase with a purpose! With our “Cards that Gives to Missions,” a portion of every dollar spent is donated to Christian causes. Over $5.8 million has been donated to date! Plus, earn CURewards points towards cashback, airfare, and more.
- 0% Introductory Rate & Balance Transfer Rate for 12 months1
- Earn 1 CURewards Points for every $1 spent2
- Earn 2 CURewards Points for every $1 donated to missions & ministries3
- No annual fee
Here are three ways you’re eligible to join:
Through your Church or Ministry
You’re a member, regular attendee, employee, missionary, or student/alumnus of a Christian church, ministry, or school.
Through your Family
You’re a relative of a current member of Christian Community Credit Union. Relatives include:
Become a Member of Our Charity Partner
You can join Christian Community Credit Union by becoming a member of our charity partner, Christian Alliance for Orphans (CAFO). CAFO works for the needs of vulnerable children in the U.S. and worldwide. The Credit Union will pay for the first year a $50 membership fee on your behalf.
Tips & Resources
If you’ve been around church circles for any length of time, you have probably heard the term, “stewardship.” What’s your impression of that word? What does it mean to you?…
The holiday season is upon us. It’s that wonderful time of the year. I love Christmas! But I must confess, I get a bit cynical because of the consumerism that…
Used wisely, credit cards are safe, convenient, and rewarding. Here’s what you need to know. Most credit cards, including those issued by CCCU, are governed by a zero-liability policy. That…
Terms and Conditions
Welcome CD: *APY= Annual Percentage Yield (APY). APYs are accurate as of 12/07/2022 and are subject to change without notice. At maturity, the certificate will renew into a 12-month Term Share Certificate of Deposit (CD) at the prevailing rate. A penalty will be imposed on early withdrawals from this Certificate of Deposit. IRA not available for Welcome CD. $500 minimum; $250,000 maximum. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share CD. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
‡New money is money that is not presently on deposit at Christian Community Credit Union. Existing CCCU Members: New money is defined as deposits posted to your CCCU account within the past 30 days. The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.
New & Used Vehicle: 1) APR=Annual percentage rate. Rate and terms effective 12/07/2022 and are subject to change without notice. This is a fixed rate loan and reflects the 0.25% discount for new members OR for members using automatic payments from a Christian Community Credit Union Checking Account (new members are those that joined Christian Community Credit Union within the last six months). Monthly payment for $10,000 for 60 months: at 4.74% APR would be $187.88. Refinances for existing Christian Community Credit Union loans will require a $2,500 cash out, if the vehicle has good value. Not all borrowers will qualify for the lowest rate. Rates are based on credit history and underwriting factors. Rate subject to credit approval, age of collateral, and mileage.
Rate Increase to Base Rate
• Add 0.50% for every 5% above Base Loan-to-Value (LTV) limit; subject to Out-the-Door (OTD) LTV limits (max 10% above base LTV)
• Add 0.50% if vehicle is over 100K miles
• Add 0.50% if model year is 10 years or older for credit score below 660
2) Applicants with a credit score of at least 780.