Home / Welcome Friends of FISM

Welcome Friends of Financial Issues

Bank with a Credit Union that shares your faith.

CCCU offers full-service banking with a suite of products and services tailored to help you thrive financially so you can give more generously. Become a part of the CCCU family simply by opening a deposit account or applying for a loan.

Featured Products

Welcome CD 
2.00% APY*

Start strong and build your savings

Offered at a special high rate to help members earn more for the future.

  • 18 months 
  • $500 minimum to open; $250,000 maximum 
  • One CD per member
  • New money only
icon auto

New & Used Vehicles

  • Looking to buy a new or used car? Rev up your savings with our low-rate auto loans and flexible terms, as low as 3.24% APR1 
  • Finance up to 135% of the car’s value 2 for up to 84 months 
  • 0.25% discount for new members OR for using automatic payments from a CCCU Checking Account 

Here are three ways you’re eligible to join:

1

Through your Church or Ministry

You’re a member, regular attendee, employee, missionary, or student/alumnus of a Christian church, ministry, or school.

2

Through your Family

You’re a relative of a current member of Christian Community Credit Union. Relatives include:

  • Your spouse 
  • Immediate Family 
  • Extended Family 
  • Even In-laws!  

3

Become a Member of Our Charity Partner

You can join Christian Community Credit Union by becoming a member of our charity partner, Christian Alliance for Orphans (CAFO). CAFO works for the needs of vulnerable children in the U.S. and worldwide. The Credit Union will pay for the first year a $50 membership fee on your behalf.


Tips & Resources


Terms and Conditions


Welcome CD: *APY= Annual Percentage Yield (APY). APYs are accurate as of 09/27/2022 and are subject to change without notice. At maturity, the certificate will renew into a 12-month Term Share Certificate of Deposit (CD) at the prevailing rate. A penalty will be imposed on early withdrawals from this Certificate of Deposit. IRA not available for Welcome CD.  $500 minimum; $250,000 maximum.  Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share CD. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.  
‡New money is money that is not presently on deposit at Christian Community Credit Union. Existing CCCU Members:  New money is defined as deposits posted to your CCCU account within the past 30 days.  The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.

New & Used Vehicle: 1) APR=Annual percentage rate. Rate and terms effective 09/27/2022 and are subject to change without notice. This is a fixed rate loan and reflects the 0.25% discount for new members OR for members using automatic payments from a Christian Community Credit Union Checking Account (new members are those that joined Christian Community Credit Union within the last six months). Monthly payment for $10,000 for 60 months: at 3.24% APR would be $180.99. Refinances for existing Christian Community Credit Union loans will require a $2,500 cash out, if the vehicle has good value. Not all borrowers will qualify for the lowest rate. Rates are based on credit history and underwriting factors. Rate subject to credit approval, age of collateral, and mileage. 
Rate Increase to Base Rate 
• Add 0.50%  for every 5% above Base Loan-to-Value (LTV) limit; subject to Out-the-Door (OTD) LTV limits (max 10% above base LTV) 
• Add 0.50% if vehicle is over 100K miles 
• Add 0.50% if model year is 10 years or older for credit score below 660 
2) Applicants with a credit score of at least 780.