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Deposit Accounts

Get the most out of your deposit accounts while putting money to good works.

Whether you need the convenience of a checking account with no fees or a savings account that earns more for your money, Christian Community Credit Union offers a variety of deposit accounts. Plus, your deposits help provide affordable loans to churches, ministries, and their members.

$200 Bonus Icon

Open a FREE Checking Account*1 and... Get a $200 Bonus*2

  • FREE Checking (No monthly service fee) / Debit Card
  • GIVES to Missions and EARNS Rewards*3
  • FREE Mobile Banking & Mobile Deposit
  • FREE Online Banking & Bill Payer
  • Nearly 30,000 FREE ATMs*4

*Terms & Conditions

Rates and terms effective 07/12/2020 and subject to change without notice.

1. FREE Checking has no monthly service fee. $100 minimum deposit to open
2.To receive $200 Checking Bonus: 1) Open your FIRST Free Checking or Checking Plus Account with at least $100. 2) Sign up for eStatements within 60 days of account opening at myCCCU.com/estatements. AND 3) Set up a qualifying Direct Deposit, which must be received within 60 days of account opening. To confirm eStatement registration, call 800.347.2228 or contact us via Secure Support link within Online Banking. Bonus cannot be used as opening deposit. Qualifications: Direct Deposit needs to recur for a minimum of 60-days from the first electronic deposit and be for at least $200.00 from your or your joint owner’s paycheck, pension, or government benefits (such as Social Security). Payments, Non-payroll ACH, and Transfers from another CCCU account or other financial institution do not qualify as Direct Deposits. Bonus Payment: Checking bonus will be deposited to your new Checking Account within 60 days after approval of membership eligibility and meeting Direct Deposit and eStatement requirements. Bonus offer available to U.S. residents. Bonus is considered taxable income and the recipient is responsible for reporting the amount to the IRS. Bonus Limit: One checking bonus per account, per Direct Deposit payee, per member, per household. Cannot be combined with other promotions. Account Closing: If new Checking Account is closed within six months after account opening, the bonus will be deducted from the closing balance.
3.One CURewards point for every $2 in signature-based purchases using a Visa Check Card. If you do not quality for a Visa Check Card, you may receive an ATM Card. No CURewards points earned using an ATM Card.
4.A surcharge fee from the ATM owner may apply on non CO-OP ATMs.

Checking Plus Icon

Checking Plus

Account that earns you money with competitive dividends on balances of $1,500 or more.

Terms & Conditions

Offer effective 07/12/2020 and is subject to change without notice. 

1. To receive $200 Checking Bonus: 1) Open your FIRST Free Checking or Checking Plus Account with at least $100. 2) Sign up for eStatements within 60 days of account opening at myCCCU.com/estatements. AND 3) Set up a qualifying Direct Deposit, which must be received within 60 days of account opening. To confirm eStatement registration, call 800.347.2228 or contact us via Secure Support link within Online Banking. Bonus cannot be used as opening deposit. Qualifications: Direct Deposit needs to recur for a minimum of 60-days from the first electronic deposit and be for at least $200.00 from your or your joint owner’s paycheck, pension, or government benefits (such as Social Security). Payments, Non-payroll ACH, and Transfers from another CCCU account or other financial institution do not qualify as Direct Deposits. Bonus Payment: Checking bonus will be deposited to your new Checking Account within 60 days after approval of membership eligibility and meeting Direct Deposit and eStatement requirements. Bonus offer available to U.S. residents. Bonus is considered taxable income and the recipient is responsible for reporting the amount to the IRS. Bonus Limit: One checking bonus per account, per Direct Deposit payee, per member, per household. Cannot be combined with other promotions. Account Closing: If new Checking Account is closed within six months after account opening, the bonus will be deducted from the closing balance.
2. No monthly fee with Direct Deposit or a $1,500 minimum daily balance. $10 otherwise.
3. APY = Annual Percentage Yield. Checking Plus Account earns dividend when the daily balance is $1,500 or more. This is a variable rate account, and the APY could change after the account is opened. 
4. One CURewards point for every $2 in signature-based purchases with the Visa Debit Card. If you do not qualify for a Visa Debit Card, you may receive an ATM Card. No CURewards points are earned using an ATM Card. 
5. ATMs available through the CO-OP Network. A surcharge fee from the ATM owner may apply on non CO-OP ATMs.

Savings Icon

Savings Account

Save and earn money with the Savings Account. With a low minimum daily balance of $100, you can save for short or long-term goals without a monthly service fee.

  • $100 minimum to open
  • Immediate access to your funds
  • $5 monthly fee when the daily balance falls below $100

Terms & Conditions

APY = Annual Percentage Yield. APYs are accurate as of 07/12/2020 and are subject to change without notice.

$100 minimum to open. Variable rate account with easy access and maximum liquidity. Regulation D imposes a six transfer/withdrawal limit per month on savings and money market accounts, which includes the following types of transactions: (1) Pre-authorized or automatic withdrawal arrangement for a transfer to the member’s other account(s) at the credit union or to a third party; Telephone transfers; or Transfers initiated by personal computer to another account at the credit union or to a third party during a calendar month. Transfers to a third party if made by check. (2) Transactions NOT included in the six transfer/withdrawal limit are as follows: Transfers or withdrawals the member makes in person, through an ATM, by mail or by telephone (which results in the mailing of a check payable to the member). Transfers from a credit union account to the same credit union for the purposes of repaying a loan. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18.

New Member Ministry Certificate

2.00% APY* New Member Welcome Certificate

When you join our Credit Union family, we’ll come alongside you to help you become a better steward and achieve your financial goals. Our New Member Certificate has a special interest rate to help encourage you to start strong and build your savings.

  • 18 months
  • $500 minimum; $10,000 maximum per member
  • One certificate per new member

*Terms & conditions

Must be opened within 30 days of joining the Credit Union. One certificate per new member. At maturity, the certificate will renew into a 12-month term share certificate at the prevailing rate. A penalty will be imposed on early withdrawals from certificates. IRA not available for New Welcome Certificate.

*APY= Annual Percentage Yield (APY). APYs are accurate as of 07/12/2020 and are subject to change without notice. $500 minimum; $10,000 maximum. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.

Switch Kit

Save money when you move your checking and credit card accounts to Christian Community Credit Union. With our Switch Kit, it’s fast, simple, and convenient. You will need to:

  • Get organized
  • Move your direct deposits and automatic payments
  • Close your old accounts
  • Transfer your credit card balance

Download Christian Community Credit Union’s Switch Kit ▸


Automatic Savings Plan

Build your savings the easy way. We can transfer a specific amount each month from your Christian Community Credit Union checking account to your savings, money market, or IRA. Please complete the authorization form and mail it to Christian Community Credit Union.

Download authorization form ▸


Switch to eStatements Today

Save time and paper with eStatements! You’ll get your statements faster, and you can still save or print out a copy. Register to get an eMail when your statements are ready for viewing. It’s quick and easy! And, you’ll also enjoy online archival storage for up to 12 months.

Learn More ▸


Direct Deposit—Fast and Convenient

Deposits can be made electronically through direct deposit of payroll, Social Security, and pension.

Sign up for Direct Deposit ▸


Certificate Laddering

Maximize Your Savings

Built around the concept of owning multiple bank certificates of deposit that have different maturity dates, the Certificate Ladder Principle can offer a safe and effective way to help you earn more without requiring you to lock in all of your money for the long term.

Learn More ▸


Fee schedule | Truth in Savings

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