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Courtesy Pay Opt-Out

I understand that by selecting opt-out, I am opting out of the Courtesy Pay service in its entirety.

What this means to you: This means that if your checks or ACH items exceed the current available balance in your account, they will be returned to the payee and you will be charged a Non-Sufficient Fund fee of $27 in addition to whatever fees the merchant may charge you. If you try to use your debit card or ATM card and the amount of the transaction is more than your current available balance, the transaction will be declined.*

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