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Balance Transfer Terms & Conditions

‡ APR=Annual Percentage Rate. 0% introductory APR for a period of 12 months (new cardholders only). After that, your APR will be 12.49% to 26.49%, based on your creditworthiness. Balance transfers will be processed as cash transactions and will incur finance charges immediately. Balance transfers cannot be used to pay other Christian Community Credit Union-issued credit card or loan balances. Rewards points not awarded for transferred balances.

Promotional Period for Introductory APR on Balance Transfers: The Introductory APR for balance transfers will apply to transactions posted to your account during the first 60 days following the opening of your account.

A balance transfer fee of 2% or a minimum of $5.00 applies.

The variable annual percentage rate you pay is based on periodic review of your account and credit history. This is a variable rate account and it will vary with the market based on the Prime rate. Please refer to your credit card disclosure and agreement.

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